My IFA has requested my Meopham solicitor’s panel member for the HSBC conveyancing panel. How do I obtain this. I have tried my local Meopham office but they don't know it.

You are best placed to get this information from your Meopham conveyancer . Most Meopham law practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.

Me and my brother purchased a terraced Edwardian property in Meopham. Conveyancing lawyer represented me and Halifax. I did a free Land Registry search last week and there are a couple of entries: one for freehold, another for leasehold under the exact same address. I'd like to know for sure, how can I find out??

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Meopham and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing lawyer who completed the work.

I've recently found out that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a simple, chain free conveyancing. Meopham is where the house is located. What do you suggest?

Flying freeholds in Meopham are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Meopham you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Meopham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I need to instruct a conveyancing solicitor for some conveyancing in Meopham. I have discover a site which appears to be the perfect answer If there is a chance to get all formalities completed via email that would be preferable. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I own a leasehold flat in Meopham. Conveyancing was finished in 2011. I have been told that I should not allow the lease length fall too low. Is this correct?

Meopham leasehold properties are for a set period - often just under one hundred years when they are first granted. However many appartments in Meopham were constructed or converted 30 or more years ago and so these leases now have fewer than 80 years unexpired. This may sound like plenty of time but Banks, Building Societies and other mortgage institutions tend to need leases to have a minimum of 75 years remaining to be mortgageable. This means that when you come to sell the property you will need to extend the term of your lease if you are nearing 75 years. To optimize your property value you should be considering whether to extend your lease well in advance of selling the property. Furthermore significant benefits to taking action before the lease reaches even 80 years as when the lease is below 80 years the premium you have to pay to extend starts to increase.