As a novice what is the most important number one tip you can give me about purchase conveyancing in Longfield?

Not many law firms shout this from the rooftops but conveyancing in Longfield or throughout Kent is often a confrontational experience. Put another way, when it comes to conveyancing there is lots of room for friction between you and others involved in the house moving process. E.g., the seller, estate agent and sometimes your bank. Choosing a lawyer for your conveyancing in Longfield an important selection as your conveyancer is your adviser, and is the SOLE party in the transaction whose role it is to protect your legal interests and to protect you.

On occasion a third party with a vested interest may attempt to persuade you that you should follow their advice. For instance, the property agent may claim to be assisting by claiming that your conveyancer is slow. Or your financial adviser may advise you to do something that is against your conveyancers guidance. You should always trust your lawyer above all other parties in the home moving process.

I am purchasing a garden flat in Longfield. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?

Leaving aside the complexities and merits of DIY conveyancing in Longfield you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Longfield.

It has been 2 months following my purchase conveyancing in Longfield concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm purchasing a new build house in Longfield with the aid of help to buy. The sellers refused to move on the amount so I negotiated £7000 of extras instead. The property agent advised me not disclose to my lawyer about this extras as it would affect my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Back In 2008, I bought a leasehold house in Longfield. Conveyancing and Clydesdale mortgage organised. I have received a letter from someone claiming to own the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1998. The conveyancing solicitor in Longfield who acted for me is not around. Any advice?

The first thing you should do is contact HMLR to make sure that the individual claiming to own the freehold is in fact the registered owner of the freehold reversion. You do not need to incur the fees of a Longfield conveyancing solicitor to do this as it can be done on-line for less than a fiver. You should note that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Longfield Leasehold Conveyancing - A selection of Questions you should ask before buying

It is important to be aware if a new roof is being put on or some other significant cost is due shortly to be shared amongst the tenants and may well materially increase the the maintenance fees or result in a one off payment. Are there any major works on the horizon that will likely increase the maintenance charges? The majority of Longfield leasehold flats will be liable to pay a service bill for maintenance of the building set on behalf of the management company. Should you buy the flat you will have to pay this liability, usually quarterly accross the year. This can differ from a couple of hundred pounds to thousands of pounds for large purpose-built blocks. There will also be a rentcharge for you to pay annual, ordinarily this is not a exorbitant figure, say approximately £50-£100 but you should to enquire as sometimes it can be many hundreds of pounds.