Our Northfleet solicitor has discovered an inconsistency between the surveyor’s assumptions in the valuation report and what is revealed within the title deeds. My lawyer has advised that he is obliged to check that the lender is happy with this discrepancy and is content to go ahead. Is my conveyancer’s approach right?

Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

Will lawyers ask for an advanced payment for conveyancing in Northfleet?

If you are buying a property in Northfleet your lawyer will ask you put them with funds to cover the search fees. This will be the total of the cost of the conveyancing searches. If any down payment is payable against the purchase price then this will be asked for immediately before exchange of contracts. Any further balance that is needed should be sent to your lawyer shortly before completion.

Are the BSA planning on creating a searchable register to to identify solicitors on the Loughborough BS conveyancing panel for instance in Northfleet?

Lexsure has not been advised of any intention on the part of the BSA to promote such a register.

I moved into my flat on 6 November and my personal details is yet to be registered. Need I be worried? My conveyancing solicitor in Northfleet said it should be recorded in a couple of weeks. Are transfers in Northfleet uniquely lengthy to register?

As far as conveyancing in Northfleet is concerned, registration is no faster or slower than anywhere else in the country. Rather than based on location, timeframes can differ depending on who lodges the application, whether it is in order and if the Land registry must send notices to any third parties. Currently roughly 80% of submission are completed within two weeks but some can be subject to longer hold-ups. Historically registration is effected once the new owner has moved in to the premises thus post completion formalities is not always an essential issue but where it is urgent that the the registration takes place urgently then you or your lawyers should communicate with the Registry to express the reasoning for an expedited registration.

I am buying a new build flat in Northfleet. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Northfleet

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. There must be mutual enforceability of lessee’s covenants. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.