I am expecting a mortgage with Halifax. I hope to retain the legal services of a Licensed Conveyancer in Snodland. Does the Halifax Conveyancing panel include Licensed Conveyancers?

The Halifax conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

We note that you have a post code search directory listing law firms on the Lloyds conveyancing panel. Do firms pay you a referral fee if I instruct them for our own conveyancing in Snodland?

We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Snodland.

My lender has recommended solicitors on their panel based in Snodland but I would rather instruct a conveyancing lawyer in Snodland round the corner to me. Can you help?

Far from all Snodland conveyancing practitioners are listed all lender’s conveyancing panel. Use our search tool to locate a Snodland conveyancing firm on the on the mortgage company panel.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Snodland. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Snodland

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

I own a leasehold flat in Snodland. Conveyancing was finished in 21012. I have read on a number of advice forums that I mustn’t allow the lease length fall too low. Is this correct?

Snodland domestic long term leases are for a prescribed term - normally just under one hundred years when they are first granted. However many flats in Snodland were built or converted in the 70’s80’s and so such leases now have fewer than 80 years remaining. That may sound like plenty of time but Banks, Building Societies and other mortgage institutions generally need leases to have at least seventy five years left to adequate security. This means that when you come to sell the property you will need a lease extension if you are approaching 75 years. To increase your property value you should be considering whether to extend your lease long before you come to sell it. Please note that there are significant benefits to doing so before the lease reaches even 80 years as when the lease is below eighty years the amount to be paid to extend starts to escalate.