Do lenders provide you with an approved list of Milton conveyancing solicitors? How do you know who is on the Kent Reliance conveyancing panel?

Milton conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.

My apartment in Milton is up for sale and I have a purchaser. Will the lawyer need to be on the Nationwide conveyancing panel in order to deal with repayment of my mortgage?

Ordinarily, even if your lawyer is not on the Nationwide conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.

I am buying a new build apartment in Milton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Milton

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are surveyor prepared.

I am looking for a leasehold apartment up to £245,000 and identified one close by in Milton I like with amenity areas and railway links in the vicinity, the downside is that it only has 51 years unexpired on the lease. I can't really find anything else in Milton suitable, so just wondered if I would be making a mistake buying a short lease?

If you require a mortgage the remaining unexpired lease term may be an issue. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least 2 years you can ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer about this.

Should local authority permission be required to split a single dwelling into a couple of flats in Milton? This has occurred to a property adjacent to my home in Milton and was not aware of it happening until the works were done.

Planning consent is required for splitting a single house in Milton into flats but probably not for reverting back to single dwelling-house so, simply put, yes.