How do I search for the right solicitor who will supply a first class service for my conveyancing in Milton?
Option 1 is to ask connections whom they would seek assistance from.
Option 2 is to search the internet for conveyancing in Milton. Ring a couple or more firms from the list and ask them to email you their conveyancing fees and have a conversation with the lawyer who will conduct the legal process beforecommitting.
Third is to use this site to assist you in finding the right lawyers for you based on your own requirements including area of the property,speed, complications and who the proposed mortgage company is. Do not be fooled by £99 conveyancing in Milton
Please help. My Milton lawyer is assuring me that she is duty bound toconduct Milton conveyancing searches becausethe firm are on the HSBCsolicitor panel. Do I not have any say here?
You have limited options available to you. Given that you are taking out a loan with a lender your conveyancer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your solicitor would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook conditions . Even if you were a cash buyer you would be ill advised not to carry out Milton conveyancing searches.
My grandmother passed away 10 months ago and as sole heir and executor I was left the property in Milton. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Nationwide, pay off the mortgage. Is this allowed?
If you intend to re-mortgage then Nationwide will insist on your using a conveyancer on the Nationwide conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nationwide conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nationwide mortgage is registered as a charge at the Land Registry.
3 months have elapsed since my purchase conveyancing in Milton took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey completed on a property in Milton before instructing conveyancers. I have been advised that there is a flying freehold overhang to the house. Our surveyor advised that some banks may not issue a mortgage on such a property.
It varies from the lender to lender. Santander has different requirements for example to Halifax. Should you wish to telephone us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Milton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Milton to see if the conveyancing costs will increase in light of this.