I am thinking of refinancing my property in Milton, does my lawyer have to be on the Principality Solicitor panel?

There is nothing to stop you using your solicitor, but Principality will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.

I used Action Conveyancing a few years past for my conveyancing in Milton. Now, I need the documents but cannot find the solicitor. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Milton of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am buying my first flat in Milton with the aid of help to buy. The sellers refused to budge the amount so I negotiated 6k of extras instead. The estate agent advised me not inform my conveyancer about the side-deal as it would jeopardize my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey done on a property in Milton before appointing solicitors. I have been informed that there is a flying freehold aspect to the property. Our surveyor has said that some banks may not give a loan on this type of property.

It depends who your proposed lender is. Lloyds has different requirements for example to Birmingham Midshires. If you contact us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Milton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Milton to see if the conveyancing will be more expensive.

I need to find a conveyancing solicitor for sale conveyancing in Milton. I have land on a site which seems to have the ideal offering If it is possible to get all formalities completed via phone that would be preferable. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?