How up to date is your search tool for Whitley Bay conveyancing solicitors on the HSBC conveyancing panel? Do HSBC send you an updated list?

Whitley Bay conveyancing firms themselves provide us confirmation that they are on the HSBC conveyancing panel as opposed to being supplied with a list from HSBC directly.

Will our conveyancer be asking questions concerning flooding as part of the conveyancing in Whitley Bay.

Flooding is a growing risk for solicitors dealing with homes in Whitley Bay. There are those who buy a property in Whitley Bay, fully expectant that at some time, it may be flooded. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or sell the property. Steps can be carried out during the course of a house purchase to forewarn the buyer.

Solicitors are not qualified to offer advice on flood risk, however there are a numerous checks that can be carried out by the buyer or on a buyer’s behalf which will figure out the risks in Whitley Bay. The standard property information forms supplied to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) incorporates a usual question of the seller to discover if the property has historically flooded. In the event that the residence has been flooded in past which is not notified by the vendor, then a purchaser may bring a compensation claim as a result of such an misleading reply. A buyer’s lawyers may also carry out an enviro report. This will disclose if there is any known flood risk. If so, further investigations will need to be initiated.

I used Stirling Law a few years past for my conveyancing in Whitley Bay. Now, I need the files however the law firm has closed. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Whitley Bay of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

My cousin has encouraged me to use his conveyancing solicitors in Whitley Bay. Should I use them?

There are no two ways about it it’s preferable to select a conveyancing lawyer is to have guidance from friends or family who have experience in using the conveyancer that you are considering.

Can you provide any advice for leasehold conveyancing in Whitley Bay with the aim of saving time on the sale process?

• A significant proportion of the frustration in leasehold conveyancing in Whitley Bay can be reduced if you instruct lawyers the minute you market your property and ask them to put together the leasehold information which will be required by the buyers’ solicitors.
In the event that you altered the property did you need the Landlord’s approval? Have you, for example laid down wooden flooring? Most leases in Whitley Bay state that internal structural alterations or installing wooden flooring require a licence from the Landlord consenting to such alterations. If you dont have the approvals to hand you should not communicate with the landlord without contacting your solicitor in the first instance. If you have had conflict with your landlord or managing agents it is essential that these are settled prior to the flat being marketed. The buyers and their solicitors will be warry about purchasing a flat where there is a current dispute. You may have to bite the bullet and discharge any arrears of service charge or resolve the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose particulars of the dispute to the buyers, but it is clearly preferable to present the dispute as over rather than ongoing. You believe that you know the number of years remaining on your lease but you should double-check by asking your lawyers. A purchaser's lawyer will be unlikely to recommend their client to proceed with the purchase of a leasehold property the lease term is less than 75 years. It is therefore essential at an early stage that you consider whether the lease for your property needs extending. If it does, contact your solicitors before you put your premises on the market for sale. The majority of landlords or Management Companies in Whitley Bay charge for supplying management packs for a leasehold property. You or your lawyers should find out the actual amount of the charges. The management pack can be applied for as soon as you have a buyer, thus reducing delays. The average time it takes to receive management information is three weeks. It is the most usual reason for frustration in leasehold conveyancing in Whitley Bay.

Whitley Bay Leasehold Conveyancing - A selection of Queries before buying

Plenty Whitley Bay leasehold properties will incur a service charge for maintenance of the block invoiced by the management company. Where you purchase the flat you will have to meet this amount, normally quarterly throughout the year. This could vary from a couple of hundred pounds to thousands of pounds for buildings with lifts and large common grounds. In all probability there will be a ground rent for you to pay yearly, this is usually not a large sum, say approximately £25-£75 but you should to check it because on occasion it could be surprisingly expensive. Its a good idea to discover as much as possible regarding the managing agents as they can either make your living at the property much easier or uncomfortable. Being a leasehold owner you are frequently in the clutches of the managing agents both financially and when it comes to every day issues such as the upkeep of the common parts. Enquire of other people what they think of their management. In conclusion, find out the dates that you are obliged pay the maintenance charge to the managing agents and precisely what it includes. How much is the yearly maintenance fee and ground rent?