I am acquiring a ground floor flat in Morganstown. My property lawyer is not listed on the lender conveyancing panel. Can I still appoint my Morganstown conveyancing solicitor notwithstanding that they are excluded from the lender approved list?

Your options include

• Carry on with your chosen Morganstown solicitor but your bank will no doubt appoint a lawyer from their approved list. The net result is additional fees and likely interruption.
• Appoint a new conveyancing practitioner to act in the purchase, making sure they are on the lender conveyancing panel.
• Convince your conveyancer to do everything within their powers to get accepted on the mortgage company panel of solicitors

Why is leasehold purchase conveyancing in Morganstown costs more?

Morganstown leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.

We're in Morganstown, FTBs buying with a mortgage (lender is Nationwide , and our lawyer is on the Nationwide conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Nationwide conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

Have just purchased a probate house at auction in Morganstown. Conveyancing is needed. What happens now?

Now that you are to in every practical sense signed on the dotted line you must appoint a conveyancing lawyer quickly as you now have a tight a drop dead date to complete the deal. All auction property will have a corresponding auction pack. This will include most,if not all of the paperwork that your solicitor requires. If you have purchased leasehold property the conveyancing papers should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to a leasehold property. You need to give this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that your finances are in place to complete the transaction on the set completion date.

My uncle advised me that in purchasing a property in Morganstown there may be various restrictions as to what one can do in terms of external alterations to the property. Is this right?

We are aware of anumerous of properties in Morganstown which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Morganstown should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Is there a list of TSB panel conveyancers in Morganstown on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such facility on the CML or Building Society Association sites. Very few lending institutions make their panel listings visible over the internet. If you are seeking to appoint a Morganstown conveyancer on the TSB please use our tool.

I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a simple, chain free conveyancing. Morganstown is where the house is located. Is there any advice you can give?

Flying freeholds in Morganstown are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Morganstown you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Morganstown may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.