Can the conveyancing solicitors listed on your site perform attended exchange conveyancing in Northampton?

There are a few conveyancing experts carrying out attended exchanges. You should contact us to secure a conveyancing quote and details as to dates.

Our mortgage company has recommended solicitors on their panel based in Northampton but I would rather use a conveyancing lawyer in Northampton local to me. Are you able to help?

Far from all Northampton conveyancing firms are listed all lender’s conveyancing panel. Please make use of the above search tool to locate a Northampton conveyancing conveyancer on the on the lender panel.

I'm the sole beneficiary of my late grandmother’s will with all property in now in my sole name, including the house in Northampton. The Northampton property was put into my name in December. I want to move. I do know about the CML six month 'rule', meaning my property ownership could be considered the same way as though I had purchased the house in December. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be impacted by that. many mortgage companies would take a practical view as this obligation is principally there to pick up on subsales or the flipping of properties.

I recently had an offer accepted on a house in Northampton. My mortgage broker recommended their conveyancers. I paid an on account payment of £225. A couple of days later, the conveyancing practitioner called me to say that they were not on the Co-operative conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Co-operative panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Intending to buy a flat in Northampton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Northampton solicitor is on the Kent Reliance conveyancing panel.

I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a quick, chain free conveyancing. Northampton is the location of the property. Can you shed any light on this issue?

Flying freeholds in Northampton are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Northampton you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Northampton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

As a tenant I am on the hook for a maintenance fee for my first floor flat in Northampton. As a result of personal circumstances I slipped into arrears with remittance. I negotiated a clearance schedule but there is still in the region of £1750 left to be paid.

I now wish to dispose of the property and I am worried this could threaten to derail the sale if I have to pay off the amount due now. I'd like to sell up and subsequently discharge the debt from the proceeds - is this viable?

It would be wise to check with the conveyancing practitioner handling your Northampton conveyancing but one option may be to agree for the outstanding amount to be transferred to the buyers. The sale price due would be reduced to reflect the amount of debt they take on. They could then deal with the arrears once they are the owners.