How up to date is your database of Roade solicitors on the HSBC conveyancing panel? Do HSBC send you an updated list?
Roade conveyancing firms themselves provide us confirmation that they are on the HSBC conveyancing panel as opposed to being supplied with a list from HSBC directly.
I'm purchasing a new build house in Roade with a loan from Chelsea Building Society. The developers refused to budge the price so I negotiated £7000 of extras instead. The sale representative suggested that I not reveal to my solicitor about this deal as it will jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a simple, no chain conveyancing. Roade is where the house is located. Can you offer any assistance?
Flying freeholds in Roade are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Roade you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Roade may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
What makes your site different to other online quote calculators for conveyancing in Roade?
At this site receive a fixed fee quote from a Solicitor or Licensed Conveyancer that has a full understanding of the nuances for your conveyancing in Roade. As opposed to estate agents and brokerage sites we do not charge firms a fee if you choose them for your conveyancing in Roade
We are a couple of weeks into a residential purchase having been recommend to conveyancers by the selling agent to do our conveyancing in Roade. I am am extremely frustrated with the level of service. Could you help me find new lawyers?
A conveyancer would need to be very poor in order to consider replacing them. Has the mortgage offer been sent? If so you need to inform them of the new contact details and get the mortgage documents are re-issued. Your solicitor ideally should be on the lenders approved list to avoid supplemental costs and frustration. So that should be your first question of the new solicitors. The find a solicitor tool can help you find a lender approved conveyancer for your home move in Roade