When can the exchange of contracts take place for purchase conveyancing in Roade and am I required to be at the solicitors office?
If you are in close proximity to one of the conveyancing solicitors in Roade you are invited in to sign contracts. However, the lender approved solicitors we recommend offer a nationwide conveyancing service and provide as equally comprehensive and professional a job for you when dealing with you by post or email. The executing of the sale agreement is not the point of no return. A signed contract is necessary for the conveyancer to exchange contracts at the appropriate time, which will usually be very shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where an extended "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Roade)to be in the office at the appropriate time.
I have just over seventy years left on my lease and need a lease extension for my apartment in Roade. Conveyancing solicitors on the Accord Mortgages panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 28/2/2025 the requirements read as follows :
We are aiming to move house in May. Does my conveyancing solicitor update the removal company on the completion day. Incidentally, can you put forward a removal company in Roade. Conveyancing solicitor was found prior to coming across your site.
On the afternoon of completion you can pick up the keys from the selling agent but this can only happen after the sellers conveyancers advise the agent that the monies to complete are in and the keys can be collected. Subsequently you will need to inform the removal men that you are ready to move in. As a matter of policy we do not suggest a particular removal organisation but can assist you in choosing a residential property solicitor in Roade or a legal practice that specialises in conveyancing in Roade.
I am the only beneficiary of my late mum's estate with all property in now in my sole name, including the my former home in Roade. The Roade property was put into my name in January. I want to move. I understand that there is a Mortgage Lenders six month 'rule', which means that my proprietorship will be regarded the same way as though I had purchased the house in January. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be impacted by that. How sensible a view banks take of it, depend on the lender as this requirement is principally there to pick up on subsales or the quick reselling of property.
I am expecting a DIP from Skipton this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Skipton recommend any Roade solicitors on the Skipton conveyancing panel, or is it better to go independently?
You will need to appoint Roade solicitors independently although you'll need to choose one on the Skipton conveyancing panel. The solicitor represents both you and Skipton through the process.
Are there restrictive covenants that are commonly identified during conveyancing in Roade?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Roade. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Are you able to explain what my options are where my Roade conveyancing searches reveals negative results?
Normally, almost all issues that arise in Roade conveyancing search responses can be dealt with ahead of completion or indemnity insurance can be put in place. You should remember that although you intend on acquiring the property and may be willing to accept the search results, your lender may not, and when all said and done have the final decision.