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Find a Oakham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Oakham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Oakham transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Oakham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Oakham

I own a freehold premises in Oakham but nevertheless charged rent, why is this and what is this?

It’s unusual for properties in Oakham and has limited impact for conveyancing in Oakham but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the establishment of new rentcharges post 1977.

Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 is to be dispensed with completely.

Me and my partner are buying a house in Oakham. It might be a silly question but how we can trust a lawyer? At some point we will need to put funds into their account. What protection do we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

We are due to move house in January. Should my conveyancing solicitor liaise with the removal company on the day of completion. Incidentally, can you recommend a removal company in Oakham. Conveyancing solicitor was found prior to coming across this site.

On the afternoon of completion you will need to collect the house keys from the selling agent however this should only happen after the sellers solicitors advise the agent that they have the completion monies and the keys can be handed over. You should tell the removal company that you are ready to move in. As a matter of policy we do not suggest a specific removal company but can help you find a residential property solicitor in Oakham or a legal practice that specialises in conveyancing in Oakham.

It is unclear whether my mortgage offer requires a lease extension. I have called my Oakham building society branch on various occasions and was told it does not impact the mortgage offer and they will lend. My Oakham conveyancing solicitor - who is on the lender conveyancing panel- called to say that they would not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. I have no idea who is right.

The solicitor has to follow the CML Handbook section two provisions for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.

Will commercial conveyancing searches reveal impending roadworks that could affect a commercial estate in Oakham?

Many commercial conveyancing solicitors in Oakham will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Oakham. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Oakham.

For each commercial conveyancing transaction in Oakham it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately can result in delays to Oakham commercial conveyancing transactions as well as pose a risk to future intentions for the site. These searches are not ordered for domestic conveyancing in Oakham.

Despite weeks of looking the Title Certificate and documents to our home are lost. The conveyancers who did the conveyancing in Oakham 4 years ago are no longer around. What do I do?

As long as you have a registered title the information relating to your ownership will be recorded by HMLR with a Title Number. It is possible to carry out a search at the Land Registry, locate your house and obtain up to date copies of the Registered Entries for less than a fiver. Where the title is Leasehold then the Land Registry will also normally retain a certified duplicate of the Registered Lease and again, a copy can be retrieved for a small fee.

Am I best advised to go with a Oakham conveyancing practitioner who is local to the property I am buying? I have an old university friend who can deal with the legal work however her office is a couple of hundredkilometers drive away.

The benefit of a local Oakham conveyancing practice is that you can visit the firm to sign documents, present your ID and apply pressure on them where appropriate. They will also have local intelligence which is a bonus. That being said nothing is more important than finding someone that will pull out all the stops for you. If you know people who instructed your friend and on the whole were happy that should surpass using an unfamiliar Oakham conveyancing solicitor solely due to them being Oakham based.

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