I'm the sole beneficiary of my late mum's estate and I have everything in my name now, including the house in Oakham. The Oakham property was put into my name in January. I now wish to sell up. I do know about the CML six month 'rule', which means that my proprietorship will be regarded the same way as though I had purchased the house in January. Is the property unsalable for six months?

The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. Most mortgage companies would take a pragmatic view as this obligation principally exists to capture the purchase and immediately sell or the flipping of properties.

When it comes to mortgage companies such as Aldermore, do Oakham conveyancing practitioners incur a fee to be on the conveyancing panel?

We are not aware of any lender fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.

I can not fathom if my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Oakham building society branch on various occasions and was reassured it wasn't an issue and they would lend. My Oakham conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they would not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

The conveyancer must follow the Council of Mortgage Lenders’ Handbook section two specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.

Are there restrictive covenants that are commonly identified during conveyancing in Oakham?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Oakham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I'm remortgaging my existing house to a BTL mortgage with Barclays and intend to use the remaining equity as a down payment on a second house. The location we are talking about is Oakham. Will your conveyancers be able to act for the two mortgage companies and link together the two deals?

Do use our comparison tool on this page to ensure that the lawyers are approved by both banks. Having checked that they are the conveyancer will be able to connect the two transactions but you should have a chat with you solicitor and specify your desired outcome and needs.

All being well we will complete the disposal of our £350,000 apartment in Oakham next Tuesday. The managing agents has quoted £384 for Certificate of Compliance, building insurance schedule and previous years statements of service charge. Is it legal for a freeholder to charge exorbitant fees for a leasehold conveyance in Oakham?

For most leasehold sales in Oakham conveyancing will involve, questions about the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :

Addressing conveyancing due diligence enquiries Where consent is required before sale in Oakham Copies of the building insurance and schedule Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale

Your solicitor will have no control over the level of the charges for this information but the average costs for the information for Oakham leasehold premises is £350. For Oakham conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are obliged to provide answers.

Oakham Conveyancing for Leasehold Flats - A selection of Questions you should ask before Purchasing

Is there a share of the freehold? Be sure to find out if the the lease includes any unreasonable restrictions in the lease. By way of example it is very common in Oakham leases that pets are not allowed in in a block in Oakham. If you like the flatin Oakham yet your cat is not allowed to move with you then you will be presented with a hard determination. You will want to discover as much as possible about the company managing the building as they will affect your use and enjoyment of the property. As the proprietor of a leasehold property you are frequently in the clutches of the managing agents both financially and when it comes to every day issues such as the upkeep of the common parts. Ask other people whether they are happy with their management. Finally, be sure you discover the dates that the service charges are due to the managing agents and precisely what it includes.

A conveyancing firm acted on my conveyancing in Oakham seven years past having archived my title documents but has since been shut down – how do I get hold of these?

Deeds, as such, are no longer appropriate for the majority of properties in Oakham are recorded electronically at Land Registry. Where you need to prove evidence of proprietorship or are disposing of or refinancing your conveyancing practitioner will need to obtain up to date copies of the register from the Land Registry in any case.

If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.