I am buying a house mortgage free in Otley. I have resided for the last 15 years in Otley. Conveyancing searches are exorbitant. Given that I have knowledge of the road and vicinity very well should I not bother getting the solicitor to do all the conveyancing searches?
In the absence of a home loan, then all but one or two of the Otley conveyancing searches are non-obligatory. Your solicitor will 'advise', perhaps strongly, that you should have searches carried out, but she is duty bound to do this. One thing to bear in mind; if you are going to sell the house at a future date, it may be of relevance to your prospective buyer what the searches disclose. Sometimes properties with no practical issues can still reveal negative search results. A good conveyancing solicitor in Otley will be able to give you some constructive advice here.
My wife and I purchased a renovated Georgian property in Otley. Conveyancing practitioner represented me and The Mortgage Works. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold under the exact same property. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Otley and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with your conveyancing practitioner who conducted the conveyancing.
I opted to have a survey carried out on a property in Otley before retaining lawyers. I have been advised that there is a flying freehold aspect to the property. The surveyor advised that some mortgage companies will refuse to issue a mortgage on such a premises.
It varies from the lender to lender. Bank of Scotland has different requirements from Birmingham Midshires. Should you wish to call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Otley. Conveyancing may be slightly more expensive based on your lender's requirements.
Are there any apps to help search for a Otley solicitor on the Leeds Building Society conveyancing panel? I am a keen cyclist and am willing to travel upto 20kilometers to meet the solicitor.
Feel free to make use of the tool on this page. Please pick a bank and your location and you will see a number of Otley conveyancing lawyers based on proximity. We have detailed some Otley conveyancing firms at the bottom of this page and you can call them to check if they are on the Leeds Building Society member panel
I need to instruct a conveyancing practitioner in Otley for my home move. Can I check a firm’s complaints history with the profession’s regulator?
You can find presented Solicitor Regulator Association (SRA) decisions resulting from investigations from 2008 onwards. Go to Check a solicitor's record. To find records Pre 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The SRA could monitor call for training purposes.