We are due to complete buying a property in Page Green but as a result of damage from the recent storms I have was able negotiate compensation from the current proprietors in the sum of £3k in the form of a reduction in the price. This was going to be addressed as part of the conveyancing process however Leeds Building Society will not permit this. Why were they involved?
Any conveyancer that is on the Leeds Building Society approved list is duty bound to advise Leeds Building Society of any changes to the sale price. If you prohibit your conveyancer to notify the reduction to Leeds Building Society then they would have to discontinue acting for you. In addition, Leeds Building Society and you would have to appoint a new conveyancing practitioner for your conveyancing in Page Green.
We are purchasing a property and need a conveyancing solicitor in Page Green who is on the HSBC solicitor panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Page Green.
My wife and I buying a end of terrace house in Page Green. The intention is to carry out an extension to the side at the property.Will legal due diligence on the property include checks to determine if these alterations are allowed?
Your solicitor should review the registered title as conveyancing in Page Green will occasionally reveal restrictions in the title deeds which restrict categories of changes or require the permission of another owner. Some extensions need local authority planning consent and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
We have agreed to purchase a house in Page Green. A rare aspect is that the roof has a solar panel. Principality have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Principality your lawyer must comply with the conveyancing requirements contained in Part two of UK Finance Lenders’ Handbook for Principality. The CML Handbook stipulates minimum conditions for solar panel roof-space leases, and lawyers are required to report to Principality where a lease fails to comply with these specifications. The provisions relate to the installation of panels on properties in England and Wales and is not limited to Page Green.
I am expecting a AIP from Kent Reliance this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Page Green solicitors on the Kent Reliance conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Page Green solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.
Should my solicitor be asking questions regarding flooding as part of the conveyancing in Page Green.
Flooding is a growing risk for conveyancers dealing with homes in Page Green. Plenty of people will buy a property in Page Green, fully expectant that at some time, it may be flooded. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or dispose of the premises. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.
Conveyancers are not best placed to impart advice on flood risk, however there are a number of searches that can be carried out by the purchaser or by their lawyers which should figure out the risks in Page Green. The conventional set of information supplied to a buyer’s lawyer (where the Conveyancing Protocol is adopted) contains a usual question of the owner to determine whether the property has suffered from flooding. In the event that flooding has previously occurred and is not disclosed by the seller, then a purchaser could commence a compensation claim stemming from an misleading response. The buyer’s solicitors will also conduct an environmental report. This will disclose whether there is any known flood risk. If so, more detailed investigations should be initiated.
About to purchase a new build flat in Page Green. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Page Green
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Please supply a car parking plan. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?