I am need of leasehold conveyancing for an apartment in a relatively new development (five years old) in Pevensey Bay. The vast majority the appartments have already been occupied. Is it strictly necessary to order conveyancing searches as part of conveyancing in Pevensey Bay?

Conveyancing Searches are a vital link in the Pevensey Bay conveyancing process. There are numerous companies delivering Pevensey Bay conveyancing searches, as well direct from the local authority. These are generally termed personal search organisation due to them carrying out, personal searches. Nevertheless, all Local Authority Search conveyancing products have one thing in common - they must obtain their information from the local authoritative source.

A colleague suggested that where I am purchasing in Pevensey Bay I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is occasionally included in the estimate for your Pevensey Bay conveyancing searches. It is a large report of more than thirty pages, listing and setting out significant information about Pevensey Bay around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Pevensey Bay Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Pevensey Bay Education with maps and statistics, Local Amenities and other useful information concerning Pevensey Bay.

Are there restrictive covenants that are commonly identified during conveyancing in Pevensey Bay?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Pevensey Bay. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I'm buying my first flat in Pevensey Bay with a mortgage from Bank of Ireland. The developers would not budge the price so I negotiated 6k of fixtures and fittings instead. The estate agent suggested that I not disclose to my conveyancer about the extras as it could jeopardize my loan with Bank of Ireland. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My partner and I about to complete buying a house in Pevensey Bay but as a result of damage from the recent storms I have agreed recompense from the owner of £2k taking the form of a deduction in the price. I had intended this to be dealt with as part of the conveyancing process but the mortgage company will not permit this. Why were they approached?

Your property lawyer listed on a bank approved list is required to inform the lender of any amendments to the sale amount. If you prohibit your solicitor to disclose the price change to your lender then they would need to disinstructing themselves from acting for you and the mortgage company.