I am hoping to receive a mortgage with Santander. I intend to retain the legal services of a Licensed Conveyancer in East Sussex. Does the Santander Solicitor panel exclude Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
We are purchasing a property and need a conveyancing solicitor in East Sussex who is on the TSB approved panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for TSB . We don't recommend any particular firms conducting conveyancing in East Sussex.
I require expedited conveyancing in East Sussex as I am under pressure to complete inside one month. A home loan is not required. Can I escape the need for conveyancing searches to save money and time?
If.Given you are not taking a mortgage you are at free not to do searches although no conveyancer would recommend that you don't. With plenty of history conveyancing in East Sussex the following are examples of issues that can show up and therefore impact the marketability of the property: Refused Planning Applications, Overdue Fees, Outstanding Grants, Road Schemes,...
My wife and I own a semi-detached Georgian property in East Sussex. Conveyancing practitioner acted for me and Barnsley Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold under the matching address. Is it worth asking Barnsley Building Society to clarify?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in East Sussex and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing practitioner who conducted the conveyancing.
Over the last few months I have been searching for a leasehold apartment up to £235,500 and identified one round the corner in East Sussex I like with a park and transport links nearby, the downside is that it's only got 51 remaining years left on the lease. There is not much else in East Sussex in this price bracket, so just wondered if I would be making a grave error buying a short lease?
If you need a mortgage the shortness of the lease may be a potential deal breaker. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of 2 years you can ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.