I have a terraced Victorian property in Pontarddulais. Conveyancing practitioner acted for me and TSB. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold under the matching property. Is it worth asking TSB to clarify?

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Pontarddulais and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with the conveyancing practitioner who conducted the work.

I'm purchasing a new build house in Pontarddulais benefiting from help to buy. The sellers refused to move on the amount so I negotiated 6k of extras instead. The sale representative told me not disclose to my solicitor about this extras as it could affect my mortgage with Platform Home Loans Ltd. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a straight forward, no chain conveyancing. Pontarddulais is the location of the property. Can you offer any advice?

Flying freeholds in Pontarddulais are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Pontarddulais you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Pontarddulais may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I'm refinancing my primary house to a buy to let mortgage with Platform Home Loans Ltd and intend to use the remaining equity as a down payment on further property. The location we are talking about is Pontarddulais. Will your lawyers be able to act for the two banks and tie in the transactions?

Make use of our comparison tool on this page to ensure that the conveyancers are approved by both mortgage companies. Assuming that they are your solicitor will be able to tie up the two transactions but you should have a chat with you conveyancer and communicate your expectations and requirements.

How do I find the right lawyer for my conveyancing in Pontarddulais ?

First ask your friends and family who they would recommend. Second, look on the internet for conveyancing in Pontarddulais. Telephone two or three from the list and ask them to send you their conveyancing fees and discuss your needs with the solicitor who will conduct your conveyancing before you make your choice. Option 3 is to use this site to assist you in finding the right lawyers taking into account your unique factors including location,speed, complexity and who your intended mortgage company is.Resist the temptation to appoint lowest cost conveyancing solicitors in Pontarddulais