Having been suggested to visit your site we were going to appoint conveyancing solicitor in Tonypandy listed by you but stumbled across some other estimates on the internet appear less expensive – why is this?
There are hundreds of solicitors marketing what appear to be the cheapest conveyancing in Tonypandy. You should think long and hard as to how important this transaction is to you that want to take 'cheap' risks with regard to the quality of the legal work. Many of them accentuate a budget quote to catch your eye but bury extra fees in the fine print..
We are about to exchange contracts for a leasehold flat in Tonypandy. We have hit a stumbling block. The loan offer with National Westminster Bank runs out on 10/2/2025 but the owners are insisting on a completion date of 12/2/2025. Is it possible to extend the mortgage offer?
The best person to address this question is your conveyancer who will hopefully calculate whether he or she is should be discussing with the mortgage broker, vendor’s representatives, estate agents or possibly all three given the circumstances your transaction as of today.
It has been 4 months since my purchase conveyancing in Tonypandy took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I opted to have a survey carried out on a house in Tonypandy ahead of retaining solicitors. I have been told that there is a flying freehold element to the property. The surveyor advised that some lenders may refuse to give a loan on such a premises.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. If you e-mail us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Tonypandy. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Tonypandy to see if the conveyancing will be more expensive.
Our conveyancer in Tonypandy has identified a defect with the lease for the flat we are buying in Tonypandy. The other side have offered defective title insurance as a workaround. We are content with insurance and will cover the costs. Our lawyer says that as he is on the bank conveyancing panel he must be satisfied that the lender is happy with this solution. Are we the client or is the bank?
Just because you have a mortgage offer from the bank does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your Tonypandy conveyancing lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook Requirements. You and the mortgage company are the client. These conveyancing instructions must be adhered to by the lender conveyancing panel who has to balance acting for you and the mortgage company