A loan agreement from NatWest for the refinancing of my single room flat is coming within the next few days. Could you suggest a cheap conveyancing solicitor in Prenton?
This site is not designed to assist those in pursuit of a cheap conveyancing in Prenton. Our aim is to provide cost effective conveyancing but we do not work with the cheapest lawyers. Do not be seduced by organisations offering £100 conveyancing in Prenton. In your best case scenario, in being led by low cost conveyancing, you will receive what you pay for and at worst it will result in you being stung for extras and still not get the service required.
We are expecting a mortgage offer soon. The bank mentioned the loan came with free conveyancing. Does this mean I have to appoint their panel lawyer as I would prefer to instruct a Prenton based conveyancing firm?
Do check but the the probability is that appoint one of their panel lawyers where you accept the "fee-free" offer. Contact the mortgage company to ask if they allow a cash alternative. Some banks have previously offered a £250 cashback as a further option in which case that money can go towards the cost for your conveyancing solicitor near Prenton.
I am purchasing a property and the solicitor has referenced Chancel Repair for which the house could be obligated to pay given it’s proximity to the area of such a church. She has suggested insurance. Is this really required for conveyancing in Prenton
Unless a prior purchase of the house took place after 12 October 2013 you may assume that solicitors delivering conveyancing in Prenton to remain recommending a chancel search and or chancel repair liability policy.
I have a terraced Georgian property in Prenton. Conveyancing solicitor acted for me and HSBC Bank. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold with the matching address. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Prenton and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing practitioner who conducted the purchase.
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what should have been a simple, no chain conveyancing. Prenton is where the house is located. Is there any advice you can give?
Flying freeholds in Prenton are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Prenton you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Prenton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.