It is is a decade since I acquired my house in Radstock. Conveyancing solicitors have now been appointed on the sale but I am unable to find the title deeds. Is this a problem?

You need not be too concerned. First the deeds may be with your lender or they may stored with the solicitor who acted in the purchase. Secondly the chances are that the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. Almost all conveyancing in Radstock relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is resolvable.

Do commercial conveyancing searches disclose planned roadworks that could affect a commercial premises in Radstock?

Its becoming the norm that commercial conveyancing solicitors in Radstock will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Radstock. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Radstock.

For each commercial conveyancing transaction in Radstock it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately could cause delays to Radstock commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not conducted for domestic conveyancing in Radstock.

I used Stirling Law a few years past for my conveyancing in Radstock. I now require my papers however cannot find the solicitor. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Radstock of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

My wife and I purchased a leasehold flat in Radstock. Conveyancing and The Royal Bank of Scotland mortgage are in place. I have received a letter from someone claiming to own the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1993. The conveyancing practitioner in Radstock who acted for me is not around. What should I do?

First make enquiries of HMLR to make sure that this person is indeed the new freeholder. There is no need to incur the fees of a Radstock conveyancing solicitor to do this as you can do this on the Land Registry website for a few pound. You should note that in any event, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Radstock Conveyancing for Leasehold Flats - Sample of Questions you should ask before Purchasing

How many of the leaseholders are in arrears for their maintenance charge payments? What is the the remaining lease term? Many Radstock leasehold properties will have a service bill for maintenance of the block invoiced by the freeholder. Should you acquire the property you will have to pay this contribution, usually quarterly throughout the year. This can vary from several hundred pounds to thousands of pounds for large purpose-built buildings. There will also be a ground rent to be met annual, normally this is not a significant figure, say about £25-£75 but you need to check it because occasionally it could be many hundreds of pounds.

I am seeking to acquire a repossessed flat in Radstock and the bank selling would like to complete inside a month. Do property lawyers meet that timeframe? Am I best advised to select a local Radstock firm or an online organisation that advertises to complete quickly?

Attend your Radstock high street. Go in to two or three solicitor’s offices and ask to talk to a conveyancing solicitor for an estimate. Discuss your requirements and try and obtain a commitment on time frames. Select the one that comes across as most trustworthy. Be sure to select a solicitor on the list of lawyers acceptable to your lender.