Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Radstock so that I can attend their offices when needed.

These days approved lawyers for mortgage companies conduct their communications through Royal Mail, internet or over the phone. This means that they can undertake the legal work for your home move regardless of where you live in the country. That being said you should see if you have the option of going to the offices of your conveyancing lawyer if needed.

We are purchasing a 4 bedroom semi-detached house in Radstock. The intention is to convert the garage to a playroom at the property.Will legal conveyancing on the property involve enquiries to ascertain if these works were previously refused?

Your conveyancer should review the registered title as conveyancing in Radstock will sometimes reveal restrictions in the title deeds which restrict certain alterations or need the consent of another owner. Certain extensions call for local authority planning consent and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these things with a surveyor ahead of any purchase.

When it comes to lenders such as Barclays, do Radstock conveyancers incur an annual charge to be on the list of approved solicitors?

We are unaware of any lender fees to register on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.

It is not clear whether my mortgage offer requires a lease extension. I have called my Radstock building society branch on a couple of occasions and was told it wasn't an issue and they would lend. My Radstock conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they will not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

As long as the lawyer is on the lender approved list, she or he must comply with the Council of Mortgage Lenders’ Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.

What can a local search reveal regarding the property my wife and I purchasing in Radstock?

Radstock conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search company such as Searches UK The local search plays a central role in most Radstock conveyancing purchase; that is if you wish to avoid any nasty once you have moved into your property. The search will reveal information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.

How difficult is it to switch solicitor as I have to find a firm on the Bank of Scotland conveyancing panel. I instructed a high street conveyancing solicitor in Radstock round the corner but he is not approved by Bank of Scotland

We will our best to assist in finding you a conveyancing solicitor in Radstock on the Bank of Scotland panel. Please note that the property lawyers that we work with do not pay us commission if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Radstock. Using search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Radstock.

There are only 68 years remaining on my lease in Radstock. I now wish to extend my lease but my landlord is absent. What are my options?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the Court. However, you will be required to prove that you have used your best endeavours to track down the freeholder. In some cases an enquiry agent should be useful to conduct investigations and to produce a report which can be accepted by the court as evidence that the landlord can not be located. It is wise to seek advice from a conveyancer both on investigating the landlord’s absence and the application to the County Court overseeing Radstock.

Leasehold Conveyancing in Radstock - A selection of Questions you should consider before Purchasing

Does the lease have onerous restrictions? It is important to be aware whether redecorating or some other significant cost is coming up to be shared between the leasehold owners and will materially impact the level of the maintenance costs or require a specific payment.