lenderpanel

Find a Batheaston Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Batheaston? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Batheaston conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Batheaston conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Batheaston

Can you explain why leasehold purchase conveyancing in Batheaston costs more?

Batheaston leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving applicable notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.

Please help - my lawyer says that defective lease insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Batheaston?

The right level of defective lease indemnity insurance depends on who your lender is. It would differ for example between Birmingham Midshires and Leeds Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.

I have paid off my mortgage with Aldermore. I assume I don't need a Batheaston conveyancing practitioner on the Aldermore panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Aldermore has sent the Land Registry the discharge electronically, and
  3. Aldermore has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Aldermore mortgage has been paid off.

After months of negotiation I have agreed a price on an apartment in Batheaston. My mortgage broker suggested a conveyancing practitioner. I paid an advanced payment of £200. A few days later, the conveyancer called me embarrassingly acknowledging that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I'm purchasing a new build house in Batheaston with the aid of help to buy. The developers would not budge the price so I negotiated £7000 of extras instead. The property agent suggested that I not disclose to my solicitor about the side-deal as it would affect my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking to sell my home. My previous conveyancers has retired. I am in need of a recommendation of a conveyancing firm. Im based in Batheaston if that makes a difference.

Do use our search tool to help you choose a solicitor for your conveyancing in Batheaston. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.

My wife and I expecting to exchange on the purchase a property in Batheaston but as a consequence of wreckage from the recent storms I have agreed recompense from the vendor of five thousand pounds by way of a deduction in the price. This was going to be dealt with as part of the conveyancing process but my bank will not permit this. Why were they approached?

The conveyancer listed on a lender approved list is duty bound to advise the mortgage company of any variations to the purchase price. In the event that you were to refuse your conveyancing practitioner to notify the price change to your bank then they would have no choice but to discontinue representing you and the bank.

Last updated

Find out more about how flying freehold can affect your the value of a property.