Having been told to check out your web site we were going to use a conveyancing solicitor in Freshford listed using your comparison tool but stumbled across some other fee calculations via the web seem less pricey – how come?

There are numerous solicitors advertising theoretically looks to be very low prices. Our advice is to give due consideration as to how important this transaction is to you that want to be penny wise pound foolish in relation to the quality of the legal work. Many of them list a budget fee to catch your eye but conceal extra charges in the fine print..

AssumingI was to buy a simple residential homein Freshford mortgage fee and dispense with a survey and no conveyancing searches how much could I expect to have to pay for conveyancing in Freshford?

The sole reduction in fees you would achieve is the disbursement for searches. A conveyancer is required to do the vast majority of work - money laundering, communicating with your sellers solicitor, SDLT submission, register the property etc. A slight saving might be made by not having to register a mortgage however it will not be significant.

It is is a decade since I bought my home in Freshford. Conveyancing solicitors have just been appointed on the sale but I am unable to find my title deeds. Is this a problem?

You need not be too concerned. Firstly the deeds may be with the mortgage company or they could be in the possession of the solicitor who acted in your purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Nearly all conveyancing in Freshford relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.

I have just over seventy years left on my lease and need a lease extension for my flat in Freshford. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 3/11/2024 the requirements read as follows :

Having used your search tool I can't find the lawyer I was hoping to instruct as being on the bank conveyancing panel. My lawyer has said that they are on the bank approved panel. How can I be sure given that they are not listed on your directory?

Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the bank conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the lender solicitor panel.