Do I need to visit the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Freshford so that I can attend their offices if necessary.

Whereas this was necessary 12 years ago, almost all mortgage companies no longer oblige their conveyancing panel lawyer to witness the mortgagors signature. You will still be obliged to supply identification documents and there are still distinct advantages to instructing a local practitioner, in your case a conveyancing solicitor in Freshford.

My aunt advised me that in buying a property in Freshford there could be a number of restrictions affecting the ability to carry out external alterations to the property. Is this right?

There are a number of properties in Freshford which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Freshford should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

How can we know in advance if a Freshford conveyancing solicitor on the TSB panel is any good?

When it comes to conveyancing in Freshford getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the lawyer handling your transaction.

I am expecting a OIP from UBS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do UBS recommend any Freshford solicitors on the UBS conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Freshford solicitors independently although you'll need to choose one on the UBS conveyancing panel. The solicitor represents both you and UBS through the process.

I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Freshford is where the house is located. Can you shed any light on this issue?

Flying freeholds in Freshford are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Freshford you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Freshford may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I'm converting the mortgage on my existing home to a buy to let loan with Bank of Scotland and I will use the rest of the raised equity towards further property. The location we are looking at is Freshford. Will your conveyancers be able to act for the two mortgage companies and link together the transactions?

Do use our comparison tool on this page to ensure that the lawyers are on the appropriate lender panels. Assuming that they are the lawyer will be able to tie up the two transactions but you should talk with you lawyer and make apparent your desired outcome and needs.

My wife and I purchased a leasehold flat in Freshford. Conveyancing and Leeds Building Society mortgage went though with no issue. A letter has just been received from someone claiming to own the reversionary interest in the property. It included a ground rent demand for rent dating back to 1991. The conveyancing solicitor in Freshford who acted for me is not around. Any advice?

The first thing you should do is make enquiries of HMLR to be sure that this person is indeed the registered owner of the freehold reversion. There is no need to incur the fees of a Freshford conveyancing firm to do this as you can do this on the Land Registry website for a few pound. You should note that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

I inherited a ground floor flat in Freshford, conveyancing formalities finalised in 1999. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable properties in Freshford with an extended lease are worth £176,000. The average or mid-range amount of ground rent is £50 levied per year. The lease terminates on 21st October 2105

You have 80 years remaining on your lease we estimate the premium for your lease extension to be between £7,600 and £8,800 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before getting professional advice.