We note that you have a search directory listing law firms on the Bank of Ireland conveyancing panel. Do firms pay you a referral fee if I retain them for our conveyancing in Freshford?

We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Freshford.

Do the Building Society Association intend to launch a search tool with a view to list practices on the Loughborough BS conveyancing panel for example in Freshford?

Lexsure has not been advised of any intention on the part of the BSA to develop such a search facility.

I am buying a property in Freshford. An unusual aspect is that the roof has a solar panel. Barclays have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that your lender is Barclays your lawyer must follow the conveyancing requirements contained in Section two of UK Finance Lenders’ Handbook for Barclays. The CML Handbook includes minimum provisions for solar panel roof-space leases, and conveyancing practitioners are required to report to Barclays where a lease does not meet these provisions. The requirements relate to the installation of panels on properties in England and Wales and is not isolated to Freshford.

I'm at the point of viewing apartments in Freshford and I am about to put in an offer. Is it premature to have a solicitor in place? I am planning to take a mortgage with Nottingham.

It would be prudent to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the EA. As you are seeking a mortgage with Nottingham, make sure you remember to check that your lawyer is on the Nottingham conveyancing panel.

The formalities of my remortgage has taken place for my property in Freshford. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?

Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

Planning to complete next month on a leasehold property in Freshford. Conveyancing lawyers have said that they will have a report out to me tomorrow. Are there areas in the report that I should be focusing on?

Your report on title for your leasehold conveyancing in Freshford should include some of the following:

How long the lease is. You should be advised as what happens when the lease ends, and informed of the importance of not letting the lease term falling below eighty years What options are open to you if an adjoining owner is in violation of a provision in their lease? Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? Details of the parties to the lease, for example these could be the (you), head lessor, freeholder The landlord’s rights to access the premises. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided.

Freshford Leasehold Conveyancing - Examples of Questions you should consider Prior to buying

The prefered form of lease arrangement is if the freehold interest is owned by the leaseholders. In this arrangement the tenants enjoy control and although a managing agent is usually retained if the building is bigger than a house conversion, the managing agent retained by the leaseholders. Can you tell me if there are any major works in the near future that will add a premium to the service fees? It would be wise to find out if there are any onerous prohibitions in the lease. By way of example it is very common in Freshford leases that pets are not permitted in in a block in Freshford. If you love the apartmentin Freshford however your cat is not allowed to live with you then you will be presented with a difficult compromise.

We are hoping to acquire a repression property in Freshford and the bank selling would like to complete inside 28 days. Can a lawyer complete in this timeframe? Would it be better to use a local Freshford firm or an online conveyancer that professes to offer speedy conveyancing?

Attend your Freshford shopping parade. Pop in to 3 solicitor’s offices and ask to see a conveyancing solicitor for an estimate. Set out your requirements and get a commitment on speed. Choose the one that comes across as most genuine. You need to use a property lawyer on the list of conveyancing practitioners acceptable to your bank.