Are the Silverdale conveyancing solicitors identified as being on the Co-operative conveyancing panel, together with their details provided by Co-operative?
Silverdale conveyancing firms themselves provide us confirmation that they are on the Co-operative conveyancing panel as opposed to being supplied with a list from Co-operative directly.
I am assisting my sister sell her flat in Silverdale. Does the solicitor arrange an EPC or do I organise this?
After the abolition of Home Information Packs, energy performance certificates was retained a mandatory component of selling a property. An energy performance certificate needs to be to hand before the property is marketed. It is not as aspect of the sale process that solicitors ordinarily organise. Where you are using a Silverdale conveyancing lawyer they may help arrange energy assessments due to their contacts with long established local energy assessors
My bid for a property was accepted at auction in Silverdale. Conveyancing is necessary. What are my next steps?
Having legally committed yourself to purchase you should find a conveyancing practitioner soon as you will have a pending deadline in which to complete the property. Every auction property will ordinarily have an associated legal set of papers. This will include evidence of title and search results. If you have purchased leasehold property the auction pack should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to leasehold premises. You should pass this on to the lawyer working for you as soon as possible. Do make sure that you have funds organised to complete on the on the contractual date .
We had appointed solicitors located in Silverdale on the Co-operative solicitor approved list. They are now charging me a further fee for handling the Co-operative mortgage. Is this an additional conveyancing fee set by Co-operative?
As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your conveyancer may charge a fee for this. This charge is not set by Co-operative but by your Silverdale property lawyer. Some firms on the Co-operative panel will charge an ‘acting for lender’ fee but plenty of firms incorporate it on their overall fee.
How does conveyancing in Silverdale differ for new build properties?
Most buyers of new build residence in Silverdale come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is finished. This is because developers in Silverdale typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Silverdale or who has acted in the same development.
I opted to have a survey carried out on a property in Silverdale in advance of retaining lawyers. I have been informed that there is a flying freehold element to the property. Our surveyor advised that some lenders tend not grant a loan on such a property.
It varies from the lender to lender. HSBC has different requirements from Halifax. If you call us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Silverdale. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Silverdale to see if the conveyancing costs will increase in light of this.
Is it possible to change firm as I need to retain one who is on the Skipton Building Society conveyancing list. I was using a family conveyancing solicitor in Silverdale round the corner but he is not approved by Skipton Building Society
We will our best to assist in finding you a conveyancing solicitor in Silverdale on the Skipton Building Society panel. Please note that the law firms that we work with do not pay us fee if you instruct them and are authorised and regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Silverdale. In making use of search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Silverdale.