Having been suggested to visit your web site we were about to use a conveyancing solicitor in Kidsgrove listed on your site but have come across alternative fee calculations on the internet appear less expensive – how come?
There are plenty of solicitors advertising alleged £99 conveyancing, unfortunately it’s common in such cases for supplementalcosts result in the final fee markedly uplifted. In accordance with regulatory requirements fees listed in terms of engagement should be fair and reasonable and be applied The solicitors that we list for conveyancing in Kidsgrove clearly state all legal fees for the property you plan tobuy.
We're in Kidsgrove, First timers purchasing with a mortgage (lender is Co-operative , and our solicitor is on the Co-operative conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Co-operative conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I own a 4 bedroom Edwardian house in Kidsgrove. Conveyancing lawyer represented me and Birmingham Midshires. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kidsgrove and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with your conveyancing solicitor who conducted the purchase.
I have been on the look out for a flat up to £235,500 and found one near me in Kidsgrove I like with a park and station in the vicinity, however it's only got 61 years on the lease. I can't really find anything else in Kidsgrove for this price, so just wondered if I would be making a mistake buying a short lease?
Should you require a mortgage the remaining unexpired lease term will be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current owner has owned the property for at least 2 years you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this.
I purchased a house in Kidsgrove last 19/9/2023 and to date it is still not recorded with HMLR. It is part of a new estate and my solicitor told me that it can take 12 months to register. I have called HMLR directly and they say that the initial application was cancelled due to failure to reply to requisitions. What can I do?
It is your property lawyer that you should get in touch with in order to satisfy any questions which have arisen as part of the registration formalities for your Kidsgrove property. Normal Kidsgrove conveyancing practice includes an undertaking on the part of the seller's conveyancer that they will assist in resolving any registration raised by HMLR so it may be a case of seeking to enforce that undertaking if necessary.