My grandson is purchasing a new build apartment in Trentham with a home loan from Aldermore. His conveyancer has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?

The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Aldermore conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Aldermore conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

It has been 2 months since my purchase conveyancing in Trentham took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am purchasing a new build house in Trentham with the aid of help to buy. The sellers refused to move on the amount so I negotiated £7000 of additionals instead. The sale representative suggested that I not disclose to my solicitor about the deal as it will affect my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I'm converting the mortgage on my existing house to a BTL mortgage with Santander and intend to use the remaining equity towards a second house. The location we are interested in is Trentham. Will your solicitors be able to act for the two lenders and tie in the two deals?

Make use of our search tool on this site to ensure that the lawyers are on the relevant lender panels. Having checked that they are your lawyer will be able to tie up the two conveyancing matters but you should talk with you lawyer and make clear your expectations and needs.

We are considering choosing a web based conveyancing practitioner as opposed to a Trentham conveyancing firm. Should I ‘stay local’?

There are advantages of having the opportunity to pop in to a local Trentham conveyancing solicitor for example

• signing papers on short notice
• often being able to speak to someone face-to-face can make a significant difference, particularly for non-standard conveyancing
• the ability to complain if things need to addressed

When checking quotes, look out for hidden extras. Most decent Trentham high street solicitors give an all-inclusive figure. Often online agents appear to offer discounted fees, yet have hidden 'extras' in the small print.