As someone with no idea as to the Endon conveyancing process what is your top tip you can give me concerning the legal transfer of property in Endon
You may not hear this from too many lawyers but conveyancing in Endon and elsewhere in Staffordshire is an adversarial experience. Put another way, when it comes to conveyancing there exists an abundance of opportunity for confrontation between you and other parties involved in the ownership transfer. For example, the seller, property agent and sometimes your bank. Selecting a law firm for your conveyancing in Endon is a critical decision as your conveyancer is your adviser, and is the ONE person in the process whose role it is to act in your best interests and to protect you.
There is a definite emergence in the "blame" culture- someone must be blamed for the process taking so long. You your first instinct should be to trust your lawyer above all other players when it comes to the legal transfer of property.
We wanted to use a property lawyer in Endon for our house purchase. Our broker informed us that our mortgage company Accord Mortgages Ltd won't deal with them. Why is this not regarded as unduly restrictive?
A mortgage company can require a panel conveyancer act for it. You would be liable to bear the cost of this. Please make use of our database to select a solicitor to conduct conveyancing in Endon on the Accord Mortgages Ltd approved list of solicitors.
I have a semi-detached Georgian house in Endon. Conveyancing lawyer represented me and Nationwide Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold under the exact same property. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Endon and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing solicitor who conducted the conveyancing.
Due to the advice of my in-laws I had a survey completed on a property in Endon before instructing conveyancers. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some banks may refuse to grant a mortgage on such a property.
It depends who your proposed lender is. Santander has different instructions for example to Birmingham Midshires. If you call us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Endon. Conveyancing will be smoother if you use a solicitor in Endon especially if they regularly deal with such properties in Endon.
I need to instruct a conveyancing solicitor for my conveyancing in Endon. I happened to stumble across a web site which looks to be the perfect offering If there is a chance to get all formalities completed via web that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?