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Find a Snowdonia Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Snowdonia? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Snowdonia home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Snowdonia conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Snowdonia

Our son is purchasing a newly built flat in Snowdonia with a home loan from Principality. His lawyer has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?

The document is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Principality conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Principality conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

We see that you have a search directory listing firms on the Bank of Ireland conveyancing panel. Do companies pay you a commission if I retain them for our own conveyancing in Snowdonia?

We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Snowdonia.

A relative pointed out to me me that in buying a property in Snowdonia there may be various restrictions prohibiting external alterations to a property. Is this right?

We are aware of a number of properties in Snowdonia which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Snowdonia should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am the single recipient of my late father’s will and I have everything in my name alone, including the house in Snowdonia. The Snowdonia property was put into my name in December. I want to move. I do know about the Mortgage Lenders six month 'rule', which means that my proprietorship may be regarded the same way as if I'd bought the property in December. Is the property unsalable for six months?

The CML handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be affected by that. Some lenders would take a sensible view as this clause is principally there to capture the purchase and immediately sell or the flipping of property.

My offer was accepted on a property in Snowdonia on 22/11/2024, valuation was booked 4 days after, received a clean bill of health. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to UBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the UBS conveyancing panel. Are UBS entitled to hold back the Mortgage pending the lawyer being on the approved list?

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.

Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a simple, chain free conveyancing. Snowdonia is the location of the property. Can you shed any light on this issue?

Flying freeholds in Snowdonia are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Snowdonia you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Snowdonia may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I need to find a conveyancing solicitor for freehold conveyancing in Snowdonia. I happened to chance upon a site which looks to be the ideal solution If it is possible to get all this stuff done via email that would be preferable. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

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Find out more about how flying freehold can affect your the value of a property.