Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in South Cave. My lender is Chelsea Building Society

Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 4/3/2025, the requirements read as follows :

We are purchasing a property and the conveyancer has mentioned Chancel Repair for which the house may be obligated to contribute to as it falls into the area of such a church. She has recommended insurance. Is this strictly required for conveyancing in South Cave

Unless a prior purchase of the house took place post 12 October 2013 you could assume that conveyancing practitioners conducting conveyancing in South Cave to continue to propose a a chancel search and or chancel repair liability policy.

four months have elapsed since my purchase conveyancing in South Cave concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

In searching the world wide web for the term cheap conveyancing in South Cave it reveals many solicitorsin the area. With so much choice what is the best way to find the suitable conveyancing solicitor for the sale of my house?

The preferential way of choosing a suitable conveyancer is via personal testimonial, so ask friends and those you trust who have acquired a property in South Cave or a local estate agent or financial adviser. Fees for conveyancing in South Cave differ, so it's a good idea to request a minimum of three quotes from different law firms. Dont forget to clarify that the fees are fixed.

What are your top tips when it comes to finding a South Cave conveyancing firm to deal with our lease extension?

If you are instructing a property lawyer for your lease extension (regardless if they are a South Cave conveyancing firm) it is imperative that he or she should be familiar with the legislation and specialises in this area of conveyancing. We suggest that you make enquires with two or three firms including non South Cave conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions could be of use:

What are the charges for lease extension work?

South Cave Conveyancing for Leasehold Flats - Examples of Queries Prior to Purchasing

You should be aware if it is fewer than 80 years it will affect the value of the property. It is worth checking with your bank that they are willing to lend given the lease term. A short lease means that you will most likely have to extend the lease sooner rather than later and it is worth finding out what this would cost. Remember, in most cases you would be be obliged to have been the owner of the residence for two years in order to be legally able to extend the lease. How many of the leaseholders are in arrears for their service charge payments? It would be wise to find out if there is anything that is prohibited in the lease. By way of example it is reasonably common in South Cave leases that pets are not allowed in in a block in South Cave. If you love the apartmentin South Cave but your dog can’t move with you then you have a very hard decision.