Would the conveyancing lawyers indexed on your site handle right to buy conveyancing in Stansted?
We work with plenty of conveyancing firms carrying out right to buy conveyancing work You should get in touch with us in order to obtain a conveyancing quote.
My aunt passed away last year and as sole heir and executor I was left the house in Stansted. The house had a relatively small loan remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Kent Reliance, pay off the mortgage. Is this allowed?
Where you plan to refinance then Kent Reliance will insist on your using a conveyancer on the Kent Reliance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kent Reliance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kent Reliance mortgage is registered as a charge at the Land Registry.
Should our lawyer be raising questions about flooding during the conveyancing in Stansted.
The risk of flooding is if increasing concern for solicitors carrying out conveyancing in Stansted. There are those who acquire a property in Stansted, completely expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, where a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Solicitors are not qualified to give advice on flood risk, but there are a various searches that may be carried out by the buyer or on a buyer’s behalf which will figure out the risks in Stansted. The standard completed inquiry forms given to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard question of the owner to determine whether the property has historically flooded. In the event that the premises has been flooded in past which is not disclosed by the owner, then a buyer could bring a legal claim for losses as a result of such an inaccurate answer. The buyer’s solicitors may also order an environmental report. This will disclose if there is a recorded flood risk. If so, more detailed inquiries should be conducted.
I'm purchasing my first flat in Stansted benefiting from help to buy. The sellers refused to budge the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative told me not to tell my solicitor about this side-deal as it could affect my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am downsizing from my property. My past conveyancers have shut. I would be grateful for any recommendation of a conveyancing firm. Im based in Stansted if that makes a difference.
Do use our search tool to help you choose a solicitor for your conveyancing in Stansted. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.