We had selected conveyancers located in Tiptree on the Skipton solicitor approved list. They have just billed me a supplemental sum for dealing with the Skipton mortgage. Is this a supplemental conveyancing fee specified by Skipton?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your conveyancer is entitled to levy a fee for this. This charge is not set by Skipton but by your Tiptree conveyancing practitioner. Numerous firms on the Skipton panel will charge an ‘acting for lender’ fee but some practices include it on their overall fee.
We have a mortgage agreed in principle with TSB. Tiptree conveyancing lawyers were instructed. What is the average time that one could expect to receive a mortgage offer from TSB?
Some lenders take longer than others. Have TSB conducted the valuation? Have you advised TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
The formalities of my remortgage has taken place for my property in Tiptree. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
Should commercial conveyancing searches disclose proposed roadworks that may impact a commercial land in Tiptree?
Its becoming the norm that commercial conveyancing solicitors in Tiptree will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Tiptree. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Tiptree.
For each commercial conveyancing transaction in Tiptree it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may result in delays to Tiptree commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not conducted for domestic conveyancing in Tiptree.
It has been 4 months since my purchase conveyancing in Tiptree took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Am I best advised to use a Tiptree conveyancing practitioner who is local to the property I am purchasing? I have an old university friend who can carry out the legal work but they are based 200kilometers away.
The benefit of a local Tiptree conveyancing practice is that you can attend the office to sign documents, hand in your ID and pester them if necessary. They will also have local insight which is a benefit. That being said nothing is more important than finding someone that will do a good and efficient job. If you know people who used your friend and in the main were content that must trump using an unknown Tiptree conveyancing lawyer just because they are based in the area.
How and when do I cover the costs of the Stamp Duty Land Tax due for my house transaction in Tiptree?
Most conveyancing practitioners tend to complete a stamp duty return on your behalf during your Tiptree conveyancing transaction for you to sign. After completion your property lawyer will submit your Land Transaction Return Form to the Tax Authorities and - as long as they have the funds - discharge any land tax liability on your behalf.