What does my ID and proof of funds have anything to do with my conveyancing in Witham? What am I being asked for?

You are right in the requirement set out by your solicitor has nothing to do with conveyancing in Witham. Nowadays you can not complete any conveyancing transaction without first handing over proof of your identity. This usually takes the form of a either your passport or driving licence plus a utility bill. Please note that if you are supplying your driving licence as evidence of ID it must be both the paper element as well as the photo card part, one is not sufficient in the absence of the other.

Evidence of your origin of funds is required in accordance with the Money Laundering Regulations. Please do not be offended when when this is requested of you as your conveyancing solicitor must have this information on file. Your Witham conveyancing lawyer will need to see evidence of proof of funds before they are able to accept any money from you into their client account and they will also ask further queries concerning the source of monies.

My property lawyer in Witham is not on the Clydesdale Approved Panel. Is it possible for me to retain my family solicitor even though they are excluded from the Clydesdale approved list?

Your options are as follows:

1. Complete the purchase with your existing Witham solicitors but Clydesdale will need to use a lawyer on their panel. This will result in additional total conveyancing charges and cause frustration.
2. Find an alternative solicitor to to deal with the conveyancing, remembering to check they are Clydesdale approved.
3. Persuade your Clydesdale solicitor to seek to join the Clydesdale panel

Is it simple use the search app to locate a conveyancing solicitor in Witham on the panel for my lender?

First choose a mortgage company such as National Westminster Bank, Virgin Money or Alliance & Leicester then choose your preferred area such as Witham. Conveyancing practices in Witham and further afield should be identified.

My husband and I are a couple of weeks into a freehold purchase having been recommend to a firm by the estate agent to handle our conveyancing in Witham. We are not happy. Could you help me find new solicitors?

They would have to be very poor in order to consider diss instructing them. Has your mortgage offer been generated? If so you need to advise them of the new contact details and have the loan are re-sent. The solicitor ideally needs to be on the mortgage company approved list to avoid added costs and frustration. So that should be your starting point. The find a solicitor tool should help you find a lender approved lawyer for your home move in Witham

Looking forward to exchange soon on a garden flat in Witham. Conveyancing solicitors assured me that they are sending me a report within the next couple of days. What should I be looking out for?

The report on title for your leasehold conveyancing in Witham should include some of the following:

Setting out your rights in respect of common areas in the building.E.G., does the lease provide for a right of way over an accessway or hallways? Where does the liability rest for maintaining the window frames You would want to be sent a copy of the lease You should have a good understanding of the insurance requirements Whether your lease caters for for a slush fund?

Leasehold Conveyancing in Witham - Sample of Queries Prior to Purchasing

Where a Witham lease has fewer than 80 years it will impact the marketability of the flat. Check with your bank that they are content with remaining years on the lease. A short lease means that you will most likely need a lease extension at some point and it is worth finding out how much this will be. For most Withamlease extensions you would need to own the residence for two years before you are entitled to extend the lease. Who are the managing agents?