Can your site be used to locate a Conveyancing solicitor in Toddington even if I’m not purchasing or selling a house, for instance where I wish to acquire a shop in Toddington with a mortgage from Clydesdale?

Our comparison service is primarily utilised to locate domestic conveyancing solicitors in Toddington but we have set out towards the end of this page some Toddington commercial conveyancing firms. You will need to speak with the solicitors directly to check if they can also act for Clydesdale

Are the BSA planning on creating a online directory to list firms on the Norwich and Peterborough Building Society conveyancing panel for instance in Toddington?

We are not aware of any intention on the part of the BSA to develop such a search facility.

Do I find a Licenced Conveyancer or Solicitor for conveyancing in Toddington?

Two types of professional can execute conveyancing in Toddington namely CLC regulated conveyancers or solicitors. The two can handle conveyancing services that you need to complete the disposal or acquisition of property. They are both required to handle Toddington conveyancing to the same standards and guidelines so you can be sure that your conveyancing will be properly carried out and that the requisite steps should be suitably adhered to.

My wife and I have organised the release of further monies on our home loan from UBS as we want to carry out alterations to our property in Toddington. Are we obliged to appoint a nearby Toddington solicitor on the UBS conveyancing panel to deal with the legals?

UBS would not normally require a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the UBS list.

At last I have had an offer on an apartment in Toddington agreed to, the owners do nevertheless have a tied purchase. The owners have placed an offer on a flat, however it’s not yet tied up, and are looking at other flats booked. I have instructed a local conveyancing solicitor in Toddington. What do I do now? At what stage should I apply for the mortgage with Barclays?

It is normal to have concerns where there is a chain as you are unlikely to want to incur expenses too early (home loan application is approx one thousand pounds, then valuation, Toddington conveyancing search costs, etc). The first thing to do is check that your conveyancer is on the Barclays approved list. Regarding the subsequent phase this very much dictated by the circumstances of your transaction, desire for the property and on the state of the market. During a rising market some purchasers will apply for a home loan with Barclays and arrange for the valuation and only if it comes back ok would they ask their solicitor to proceed with the conveyancing in Toddington.

I am planning on selling our house in Toddington and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. Any local conveyancer would know that there is no such problem. For the life of me I don't know why the buyers used an internet conveyancing outfit as opposed to a conveyancing solicitor in Toddington. Having lived in Toddington for three years we know of no issue. Should we contact our local Authority to obtain confirmation that the buyers are looking for.

It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)

I am purchasing my first flat in Toddington with a mortgage from HSBC Bank. The developers refused to budge the amount so I negotiated 6k of extras instead. The property agent suggested that I not to tell my conveyancer about the extras as it will adversely affect my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.