IfI were to purchase a simple residential propertyin Uckfield for cash and dispense with a survey and no local authority searches how much would I expect to to save on my conveyancing in Uckfield?
The sole reduction in fees you would make on is the costs for searches. Your conveyancer still be obliged to do everything else - money laundering, liaising with your vendors conveyancing practitioner, stamp duty submission, register the ownership etc. You might save a bit for them not having to register a charge but it won't be meaningful.
Finally the sale completed on my house in Uckfield last February but my buyer keeps SMS messaging daily to say his conveyancer needs to hear from mine. What should have happened following completion?
Post completion of your house sale your lawyer is obliged to forward the transfer documentation and all of the paperwork to the purchaser's solicitors. Depending on the transaction, your lawyer should also confirm that the home loan has been paid off to the buyers solicitors. There are no post completion tasks specific conveyancing in Uckfield.
I am helping my niece sell her house in Uckfield. Does the conveyancer arrange an energy performance certificate or do I organise this?
After the demise of Home Information Packs, EPC’s was left as a compulsory component of moving property. An energy performance certificate must be to hand prior to the property being put on the market. This is not as aspect of the sale process that solicitors normally arrange. If you are instructing a Uckfield conveyancing solicitor they might help arrange energy assessments given their relationships with long established local assessors
We have agreed to purchase a house in Uckfield. One unusual aspect is that the roof has a solar panel. Yorkshire BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Yorkshire BS your lawyer must follow the conveyancing instructions outlined in Section two of UK Finance Lenders’ Handbook for Yorkshire BS. The Council of Mortgage Lenders’ Handbook contains minimum provisions for solar panel roof-space leases, and property lawyers are required to report to Yorkshire BS where a lease fails to comply with these conditions. The provisions relate to the installation of panels on properties nationwide and is not limited to Uckfield.
I have paid off my mortgage with Nationwide. I assume I don't need a Uckfield conveyancer on the Nationwide panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Nationwide mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nationwide mortgage from the register. Nationwide, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nationwide has sent the Land Registry the discharge electronically, and
- Nationwide has instructed the Land Registry to do so
I have been on the look out for a ground for flat up to £235,500 and identified one near me in Uckfield I like with a park and station in the vicinity, the downside is that it's only got 49 years on the lease. There is not much else in Uckfield for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?
If you require a home loan the shortness of the lease will likely be problematic. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of 2 years you may request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.
What tools are available to identify a Uckfield law firm on the The Mortgage Works conveyancing panel? I am a keen cyclist and am happy to travel upto 20kilometers to meet the solicitor.
You can use the facility on this website. Please select a mortgage company and your location and you will see a number of Uckfield conveyancing lawyers located nearest you. We have listed some Uckfield conveyancing firms at the bottom of this page and you can telephone them to verify if they are on the The Mortgage Works panel