It is a dozen years since I bought my house in Royal Tunbridge Wells. Conveyancing solicitors have recently been retained on the sale but I am unable to locate my deeds. Will this cause complications?

Don’t worry too much. Firstly the deeds may be retained by your lender or they may stored with the solicitor who acted in the purchase. Secondly the likelihood is that the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Nearly all conveyancing in Royal Tunbridge Wells involves registered property but in the unlikely event that your property is unregistered it is more tricky but is resolvable.

Is there a search tool that I can utilise to investigate if the solicitor carrying out my conveyancing in Royal Tunbridge Wells is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Birmingham Midshires thus spending £175.00 in another set of legal charges.

Please do make use of the search tool on this web page. Pick the mortgage company and type ‘Royal Tunbridge Wells’ or your location and you will discover a number of lawyer based in Royal Tunbridge Wells or by proximity to you.

Despite weeks of looking the Title Certificate and documents to our property are lost. The solicitors who handled the conveyancing in Royal Tunbridge Wells 4 years ago are no longer around. What are my options?

In today’s world there are duplicates made of almost everything, and your lawyer will be aware exactly where to look for all the appropriate paperwork so you can purchase or dispose of your house without a hitch. If duplicates can’t be found, your lawyer may be able to arrange cover in the form of insurance or indemnities protecting you against future claims on your premises.

How easy is it to use your search app to find a conveyancing lawyer in Royal Tunbridge Wells on the approved list for my bank?

First select a mortgage company such as National Westminster Bank, Bank of Scotland or Bank of Ireland then specify your preferred area a common one being Royal Tunbridge Wells. Conveyancing organisations in Royal Tunbridge Wells and nationally will then be listed.

I am tempted by the attractive purchase price for a couple of maisonettes in Royal Tunbridge Wells which have about fifty years unexpired on the lease term. should I be concerned?

A lease is a right to use the property for a period of time. As a lease shortens the value of the lease decreases and it becomes more expensive to extend the lease. This is why it is advisable to increase the term of the lease. More often than not it is difficulties arise selling premises with a short lease because mortgage companies may be reluctant to lend money on such properties. Lease extension can be a protracted process. We advise that you seek professional help from a conveyancer and surveyor with experience in this arena.

I invested in buying a leasehold flat in Royal Tunbridge Wells, conveyancing formalities finalised half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Comparable flats in Royal Tunbridge Wells with over 90 years remaining are worth £265,000. The ground rent is £50 levied per year. The lease comes to an end on 21st October 2100

You have 76 years remaining on your lease we estimate the premium for your lease extension to span between £8,600 and £9,800 as well as professional fees.

The figure above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before getting professional advice.