Do the conveyancing solicitors identified via your search tool conduct attended exchange conveyancing in Hartfield?
There are a few conveyancing specialists carrying out 24hr exchanges. Please call us to receive a costs illustration and details as to dates.
We are expecting a mortgage offer soon. The lender mentioned the mortgage came with free conveyancing. Is the implication that I have to use their panel conveyancer as I would prefer to use a high street conveyancing solicitor in Hartfield?
You should check but the the probability is that allocate you one of their panel lawyers if you want the "fee-free" deal. Contact the mortgage company and explore if they allow a monetary alternative. Some banks have previously offered a £250 cashback as an alternative in which case you could put that amount towards your preferred conveyancing solicitor in Hartfield.
I am aiming to move house in February. Should my conveyancing solicitor communicate with the removal company on the completion day. Incidentally, can you put forward a removal company in Hartfield. Conveyancing lawyer was chosen prior to coming across your website.
On the day of completion you can pick up the keys from your selling agent but this can only be done once the previous owners lawyers inform the agent that they acknowledge receipt of the completion payment and the keys can be given over. You should advise the removal company that you are ready to move in. As a matter of policy we do not suggest a specific removal organisation but can assist you in finding a conveyancing in Hartfield or a firm with expertise in conveyancing in Hartfield.
I currently have a mortgage with Bank of Ireland for my property in Hartfield. Conveyancing was finalised a year ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Bank of Ireland?
Bank of Ireland must be informed of your intention before renting your property as this is likely to be a breach of Bank of Ireland’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Bank of Ireland directly. It should not be necessary to do this via a Bank of Ireland conveyancing panel firm.
RBS have agreed my home loan in principle, my offer on a flat in Hartfield has been agreed to, now what?
Your property agent will want to know who your solicitors are (ensure that the property lawyers are on the lender’s approved list). Call up RBS or your financial adviser and finish off any relevant forms. RBS will appoint a valuer who will get in touch with the selling agent or owners to schedule a slot for the valuation to take place. Once conducted (assuming no problems) it takes about a fortnight to receive the mortgage offer. RBS will send the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Hartfield.
We are close to exchanging contracts on the sale of our home in Hartfield and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A high street Hartfield lawyer would know this is not the case. For the life of me I don't know why the buyers used a national conveyancing firm as opposed to a conveyancing solicitor in Hartfield. We have lived in Hartfield for 4 years we know of no issue. Do we contact our local Authority to seek clarification need.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
How does conveyancing in Hartfield differ for newly converted properties?
Most buyers of new build premises in Hartfield contact us having been asked by the seller to exchange contracts and commit to the purchase even before the house is finished. This is because new home sellers in Hartfield typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hartfield or who has acted in the same development.