IfI were to purchase a straightforward propertyin Tunbridge Wells mortgage fee and dispense with a survey and no local authority searches how much could I expect to have to pay for conveyancing in Tunbridge Wells?

Any savings you would gain will be isolated to the Tunbridge Wells conveyancing searches. A property lawyer is obliged to do the vast majority of work - money laundering, liaising with the sellers conveyancing practitioner, SDLT return, register the ownership etc. You might save a bit for them not having to register a mortgage however it will not be a lot.

Can your site be used to locate a Conveyancing solicitor in Tunbridge Wells even if I’m not purchasing or selling a house, for example where I wish to acquire an office in Tunbridge Wells with a loan from Nationwide Building Society?

Our search tool is mainly utilised to help choose domestic conveyancing solicitors in Tunbridge Wells but we have set out at the bottom of this page a selection of Tunbridge Wells commercial conveyancing firms. You will need to speak with the firm directly to see if they are also authorised to represent Nationwide Building Society

Should our solicitor be raising enquiries about flooding as part of the conveyancing in Tunbridge Wells.

Flooding is a growing risk for solicitors dealing with homes in Tunbridge Wells. Some people will purchase a house in Tunbridge Wells, completely aware that at some time, it may be flooded. However, aside from the physical destruction, where a property is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or sell the premises. Steps can be carried out during the course of a house purchase to forewarn the buyer.

Solicitors are not best placed to give advice on flood risk, but there are a numerous checks that can be carried out by the purchaser or by their conveyancers which will give them a better appreciation of the risks in Tunbridge Wells. The standard completed inquiry forms sent to a buyer’s solicitor (where the Conveyancing Protocol is adopted) includes a usual inquiry of the seller to find out whether the premises has suffered from flooding. If flooding has previously occurred and is not revealed by the seller, then a buyer may commence a claim for damages stemming from an inaccurate response. The buyer’s lawyers will also conduct an environmental search. This should reveal whether there is a recorded flood risk. If so, further inquiries should be made.

I'm purchasing a new build house in Tunbridge Wells with the aid of help to buy. The developers refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep suggested that I not inform my lawyer about this side-deal as it may jeopardize my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey carried out on a house in Tunbridge Wells before retaining lawyers. I have been told that there is a flying freehold element to the property. The surveyor advised that some mortgage companies will refuse to grant a mortgage on this type of home.

It varies from the lender to lender. Bank of Scotland has different instructions from Halifax. Should you wish to call us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Tunbridge Wells. Conveyancing will be smoother if you use a solicitor in Tunbridge Wells especially if they regularly deal with such properties in Tunbridge Wells.