The Wembley Central conveyancing firm handling our Wembley Central conveyancing has discovered a discrepancy between the assumptions in the home valuation report and what is in the legal papers for the property. My lawyer says that he must check that the bank is happy with this discrepancy and is content to go ahead. Is my conveyancer’s stance correct?

Your property lawyer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

I am considering applying for a Leeds Building Society mortgage for purchase of a newly converted (under development) in Wembley Central with 70% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Leeds Building Society ?

There is nothing to stop you using your solicitor, but Leeds Building Society will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.

We have agreed to purchase a house in Wembley Central. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Kent Reliance be concerned?

As you are obtaining a mortgage with Kent Reliance your lawyer must check the conveyancing instructions set out in Section 2 of UK Finance Lenders’ Handbook for Kent Reliance. The CML Handbook stipulates minimum requirements for solar panel roof-space leases, and property lawyers are required to report to Kent Reliance where a lease fails to comply with these provisions. The requirements relate to the installation of panels on properties countrywide and is not limited to Wembley Central.

My wife and I are at the point of viewing apartments in Wembley Central and I am now considering a potential offer. Is it premature to have a solicitor in place? I will be getting a home loan with Nationwide.

You should start obtaining conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. As you are seeking a mortgage with Nationwide, ask your prospective lawyers if they are on the Nationwide conveyancing panel otherwise they can't do the mortgage legal work.

I am currently in the process of buying my council flat in Wembley Central. I have a mortgage offer with Coventry BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Coventry BS, you will need to appoint a solicitor on the Coventry BS conveyancing panel.

I understand that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a property in Wembley Central? or I am told that there is a law dating back centuries that could mean that owners of property residing in a parish church boundary may be liable to contribute towards maintenance to the chancel within the church. Is this appropriate for conveyancing in Wembley Central?

Unless a previous purchase of the premises completed post 12 October 2013 you could expect lawyers conducting conveyancing in Wembley Central to continue to suggest a chancel search and or insurance against a claim.

I am buying a new build flat in Wembley Central. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Wembley Central

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please confirm the Lease plans are architect prepared. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?