I am selling my home in Wembley Park. Will the conveyancer need to be required to be on the HSBC conveyancing panel in order to deal with the discharge of my mortgage?

Ordinarily, even if your lawyer is not on the HSBC conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.

I am assisting my sister sell her property in Wembley Park. Does the solicitor commission an energy assessment or should I organise this?

Following the demise of Home Information Packs, EPC’s was maintained a mandatory element of selling a property. An energy performance certificate should be commissioned prior to the property being placed on the market. It is not something that solicitors ordinarily arrange. If you are instructing a Wembley Park conveyancing solicitor they might be able to arrange EPC’s due to their relationships with long established Wembley Park providers

Does a directory service exist listing Principality panel solicitors in Wembley Park on the Building Society Association’s Website?

No. There is no such tool on the CML or Building Society Association websites. A small selection of mortgage companies make their panel listings visible online. Where you are seeking to appoint a Wembley Park property lawyer on the Principality please make the most of our facility.

I am purchasing a property in Wembley Park. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender HSBC be concerned?

Given that you are obtaining a mortgage with HSBC your lawyer must follow the conveyancing instructions set out in Part two of UK Finance Lenders’ Handbook for HSBC. The Council of Mortgage Lenders’ Handbook sets out minimum specifications for solar panel roof-space leases, and solicitors are required to report to HSBC where a lease does not satisfy these provisions. The provisions relate to the installation of panels on properties in England and Wales and is not limited to Wembley Park.

I am buying my first flat in Wembley Park with a loan from Skipton Building Society. The builders would not budge the amount so I negotiated 6k of fixtures and fittings instead. The sale representative told me not reveal to my solicitor about the deal as it would put at risk my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the advice of my in-laws I had a survey completed on a house in Wembley Park ahead of instructing conveyancers. I have been advised that there is a flying freehold aspect to the property. Our surveyor advised that some banks tend not give a loan on a flying freehold premises.

It varies from the lender to lender. Bank of Scotland has different requirements for example to Nationwide. If you e-mail us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Wembley Park. Conveyancing may be slightly more expensive based on your lender's requirements.

How much experience do your Wembley Park conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?

Wembley Park conveyancing lawyers help thousands of buyers move home every year and helped plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Wembley Park conveyancers have worked on recent similar matters.