Me and my wife are acquiring an apartment in Wembley. My Conveyancer is not listed on the bank solicitor list. Am I still permitted to use my Wembley conveyancing solicitor notwithstanding that they are excluded from the lender approved list?

You must instruct a conveyancing practitioner to deal with the legal work required if you require a mortgage to purchase your property. They will conduct all the essential legal checks on the property, make sure that you will be properly registered as the owner and ensure that all the necessary mortgage documentation is dealt with. You can instruct a Wembley lawyer of your choosing. However, if the solicitor appointed is not on the bank approved list further charges will be incurred as separate legal representation will be required by them. Bank panel applications can be submitted, so provided your lawyer has not in the past applied for membership they should do so.

Are the BSA intent on creating a searchable register to list firms on the Earl Shilton BS conveyancing panel for example in Wembley?

Lexsure has not been advised of any plans on the part of the BSA to develop such a register.

A colleague recommended that where I am purchasing in Wembley I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is occasionally included in the estimate for your Wembley conveyancing searches. It is a large report of more than thirty pages, listing and detailing significant information about Wembley around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful data concerning Wembley.

Are there restrictive covenants that are commonly identified as part of conveyancing in Wembley?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Wembley. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Finally our conveyancing in Wembley completes this Friday, however the couple I am buying from wishes to vacate the next day at PM. Can I accept such a plan?

Where you require a bank loan then your solicitor will demand that you have vacant possession on Friday - the lender will require it.