The Westbury Park conveyancing firm handling our Westbury Park conveyancing has spotted a difference between the surveyor’s assumptions in the home valuation survey and what is in the conveyancing documents. My lawyer informs me that he is duty bound to ensure that the lender is happy with this discrepancy and is still content to lend. Is my conveyancer’s course or action right?

Your solicitor must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Westbury Park?

There are many recorded licenced Conveyancers in Westbury Park and Solicitor partnerships in Westbury Park offering conveyancing It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. The two can deal with associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

is it true that all Westbury Park conveyancing solicitors on the Yorkshire BS conveyancing panel are governed by the Solicitors Regulatory Authority?

As a firm of solicitors, in order to be on the Yorkshire BS conveyancing panel they would need to be governed by the SRA. Some lenders do permit licenced conveyancers on their panel in which case such organisation would be regulated by the Council of Licensed Conveyancers.

My offer was accepted on a house in Westbury Park on 2/10/2024, valuation was booked 3 days after, received a clean bill of health. Solicitor retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Nottingham and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nottingham conveyancing panel. Can the lender hold off the offer?

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nottingham to deal with your lawyer's application to be on the Nottingham conveyancing panel. There's no guarantee that your solicitor will be accepted.

I am purchasing a new build house in Westbury Park with a mortgage from Skipton Building Society. The sellers would not reduce the amount so I negotiated 6k of extras instead. The house builders rep suggested that I not disclose to my solicitor about the deal as it may put at risk my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What tools are available to locate a Westbury Park solicitor on the Bank of Ireland conveyancing panel? I have wheels and am happy to travel upto 10miles to meet the conveyancer.

You can use the facility on this website. Please pick a mortgage company and your location and you will see a number of Westbury Park conveyancing lawyers located nearest you. We have listed some Westbury Park conveyancing firms towards the end of this page and you can contact them to see if they are on the Bank of Ireland panel

I need to instruct a conveyancing solicitor in Westbury Park for my sale. Can I review a solicitor's record with the profession’s regulator?

Anyone can search for documented Solicitor Regulator Association (SRA) decisions arising from investigations started on or after 1 January 2008. Go to Check a solicitor's record. To find information Pre 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The SRA sometimes monitor call for training requirements.