Souldretaining a Whickham conveyancing practitioner make the home moving process easier?

Existing third party relationships are another important factor to consider when choosing conveyancing lawyers. Whickham conveyancers benefit from long term relationships with lenders and agents, local authorities, valuers and other conveyancing firms meaning you will move in shortest possible time. Possessing specialist insight into the local area is also a plus .

What does my ID and proof of funds have anything to do with my conveyancing in Whickham? Is this really warranted?

Whickham conveyancing solicitors as well as nationwide property lawyers throughout the UK have a duty under Anti-terror and anti-money-laundering rules to check the ID of any client with a view to satisfy themselves that clients are who they say they are.

Conveyancing clients are required to provide two forms of certified identification; proof of ID (usually a Passport or Driving Licence) and evidence of address (usually a Bank Statement less than 3 months old).

Proof of source of monies is also required under the money laundering laws as lawyers have a duty to ensure that the funds you are using to acquire a property (whether it be the deposit for exchange or the total purchase price if you are a cash purchaser) has come from an acceptable source (such as employment savings) rather than the product of criminal activity.

There are a variety of conveyancing solicitors in Whickham but how do I know who I should use?

We would encourage you not to go for the cheapest Whickham conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

Have just purchased a repossessed house at auction in Whickham. Conveyancing is needed. What happens now?

Now that you are legally committed yourself to purchase you should find a conveyancing lawyer quickly as you will have a fast approaching a drop dead date to complete the deal. An auction property will have an associated auction set of papers. This will include evidence of title and search results. In the case of leasehold premises the auction pack should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to a leasehold property. You need to pass this on to the lawyer working for you ASAP. Do make sure that that you have the requisite funding organised to complete on the date specified in the contract.

We are getting the release of further monies on our home loan from Skipton as we intend to conduct alterations to our house in Whickham. Are we obliged to select a local Whickham solicitor on the Skipton conveyancing panel to handle the paperwork?

Skipton don't usually instruct a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton list.

The deeds to my home can not be found. The lawyers who dealt with the conveyancing in Whickham 10 years ago are no longer around. What are my options?

Nowadays there are copies made of almost everything, and your conveyancer should know exactly where to look for all the appropriate documentation so you may purchase or dispose of your house without a hitch. If duplicates can’t be located, your lawyer may be able to put in place insurance or indemnities protecting you against future claims on your premises.

How does conveyancing in Whickham differ for new build properties?

Most buyers of new build property in Whickham contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is constructed. This is because house builders in Whickham tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Whickham or who has acted in the same development.