I require conveyancing for an apartment in a relatively new development (6 years old) in Whickham. 95% of the appartments are already occupied. Do I need carry out the local searches as part of conveyancing in Whickham?

You are opening yourself up to an unnecessary risk in not carrying out Whickham conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal necessity to have them, but we would strongly advise in no uncertain terms that you have them. Where accelerating the process and driving down costs are top of your issues you should consider with your solicitor about the option of search insurance

Have just purchased a probate house at auction in Whickham. Conveyancing is required. What are my next steps?

Having exchanged you will need to choose a conveyancing practitioner soon as you now have a pending a fixed date to complete the property. Every auction property will have an associated auction pack. This will include most,if not all of the documents that your conveyancer will need. Where you are dealing with leasehold premises the legal pack should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to a leasehold property. You should hand this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that your finances are organised to complete on the date specified in the contract.

My uncle advised me that in buying a property in Whickham there could be various restrictions limiting what one can do in terms of external alterations to a property. Is this right?

There are a number of properties in Whickham which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Whickham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am expecting a AIP from Clydesdale this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Clydesdale recommend any Whickham solicitors on the Clydesdale conveyancing panel, or is it better to go independently?

You will need to appoint Whickham solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.

I purchased my flat on 16 March and the transaction details are still not on the land registry website. Any reason for this? My conveyancing solicitor in Whickham expressed confidence that it will be recorded inside ten days. Are transfers in Whickham uniquely lengthy to register?

There is nothing unique when it comes to conveyancing in Whickham registration formalities. Rather than based on location, timescales can vary subject to who lodges the application, whether there are errors and if the Land registry have to notify any other parties. Currently roughly three quarters of such applications are fully addressed in less than three weeks but occasionally there can be extensive hold-ups. Historically registration occurs after the buyer is living at the premises thus registration formalities is not always primary concern yet where there is a degree of urgency associated with the registration then you or your solicitor must communicate with the Registry to express the reasoning for an expedited registration.

Just had an offer accepted on a new build apartment in Whickham. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Whickham

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are architect prepared. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? There must be mutual enforceability of lessee’s covenants.

I'm remortgaging my current home to a BTL loan with Bank of Scotland and I will use the rest of the raised equity as a deposit on a second house. The area we are looking at is Whickham. Will your conveyancers be able to act for both sets of mortgage companies and tie in the conveyances?

Make use of our comparison tool on this site to be sure that the lawyers are approved by both banks. Assuming that they are the solicitor should be able to simultaneously deal with the two deals but you should have a chat with you lawyer and specify your expectations and needs.