I am in need of a property lawyer. Should I go for for a nationwide conveyancer as opposed to a high street Pontllanfraith conveyancing lawyer?

Existing third party relationships is an important consideration when appointing conveyancing solicitors. Pontllanfraith conveyancers often have long term relationships with lenders and selling, local authorities, surveyors and other law firms meaning the whole process is going to be much more straightforward for you. Hosting vast knowledge of the local area is an advantage.

I am in a contract race with another buyer for a property in Pontllanfraith. What can be done to hasten the buying process?

Where the seller is applying time constraints to complete it is highly recommended that your conveyancer is familiar with the location as they will benefit local contacts and intelligence. It is possible that they would have handled otherhomes in the same neighbourhood. Therefore consider using a Pontllanfraith conveyancing firm. Second, check that the conveyancing firm is on the on the approved list for your mortgage company. It is understood that 18% of Pontllanfraith conveyancing deals are frustrated or derailed after finding out that a buyer’s conveyancer was not on their mortgage lender’s panel. In many cases this discovery resulted in the transaction being delayed by almost three weeks. It is claimed that this issue impacts in the region of 100,000 home sales annually. Almost all Pontllanfraith conveyancing firms can not act for certain banks so do check as early as possible.

I purchased a freehold house in Pontllanfraith yet charged rent, why is this and what is this?

It’s unusual for properties in Pontllanfraith and has limited impact for conveyancing in Pontllanfraith but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.

Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 is to be extinguished.

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Pontllanfraith. My lender is Bank of Ireland

Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 29/1/2025, the requirements read as follows :

Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what was supposed to be a straight forward, no chain conveyancing. Pontllanfraith is the location of the property. What do you suggest?

Flying freeholds in Pontllanfraith are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Pontllanfraith you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Pontllanfraith may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.