Do I have to visit the offices of the solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Rudry so that I can attend their offices if necessary.

Nowadays approved lawyers for lenders undertake the vast majority of work via Royal Mail, e-mail or over the phone. This means that they can undertake the legal work for your home move regardless of where you live in England or Wales. Nevertheless you can see if you can still book an appointment to visit conveyancing lawyer if needed.

My bid for a property was accepted at auction in Rudry. Conveyancing is necessary. What is next?

Having exchanged you will need to retain a conveyancing practitioner as a matter of urgency as you are faced with a tight a fixed date to complete the conveyancing. Every auction property will have an associated auction set of papers. This will likely include most,if not all of the documents that your solicitor will need. In the case of leasehold property the auction pack should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation relating to leasehold premises. You need to give this to your appointed conveyancing solicitor as soon as possible. Do make sure that that you have the requisite funding organised to complete on the date specified in the contract.

I am the single beneficiary of my late mum's will and I have everything in my name alone, including the my former home in Rudry. The Rudry property was put into my name in February. I want to move. I do know about the CML six month 'rule', meaning my property ownership will be treated the same way as if I'd bought the property in February. Is the property unsalable for six months?

The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. Some banks would take a practical view as this obligation is chiefly there to identify subsales or the quick reselling of property.

I have today made my last payment due on my mortgage with Co-operative. I assume I don't need a Rudry property lawyer on the Co-operative panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Co-operative has sent the Land Registry the discharge electronically, and
3. Co-operative has instructed the Land Registry to do so

I opted to have a survey done on a property in Rudry in advance of instructing conveyancers. I have been informed that there is a flying freehold element to the house. Our surveyor advised that some mortgage companies tend refuse to give a mortgage on such a home.

It varies from the lender to lender. Santander has different requirements from Nationwide. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Rudry. Conveyancing may be slightly more expensive based on your lender's requirements.

Is it possible to swap solicitor as I have to find a firm on the Godiva Mortgages Ltd conveyancing panel. I had appointed a family conveyancing solicitor in Rudry round the corner but she is not accepted by Godiva Mortgages Ltd

We will our best to assist in finding you a conveyancing solicitor in Rudry on the Godiva Mortgages Ltd panel. Please note that the law firms that we list do not pay us fee if you instruct them and are authorised and regulated by the SRA who oversee all conveyancing solicitors in Rudry. Using the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Rudry.

I’m about to sell my 2 bed flat in Rudry. Conveyancing solicitors are to be appointed soon, however I have recently received a yearly service charge demand – what should I do?

It best that you clear the maintenance contribution as you normally would as all rents and service charges should be apportioned on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Leasehold Conveyancing in Rudry - Examples of Questions you should consider before buying

How much is the maintenance charge and ground rent on the property? It is important to be aware if a new roof is being put on or some other major work is due shortly to be shared amongst the tenants and could well materially impact the level of the maintenance fees or result in a specific payment. How is the lease structured?