I was referred a lawyer who has given a fee calculation of £995 for leasehold conveyancing in Acrefair. I’m hoping to sell a modern detached home for £275,000. Is this over the top? Is it in excess of the average fee for conveyancing in Acrefair?

The quote is slightly on the expensive side. If you are prepared to spend time comparing fee on a like for like basis you might decrease the fees slightly by perhaps £100 plus VAT. On the other hand, you maylive to rue choosing an an unknown lawyer. Don't forget to ensure the solicitor can also act for your bank. You can utilise our search tool to select a Acrefair conveyancing firm on the banks approved list of lawyers which can often include conveyancing solicitors in Acrefair.

When it comes to mortgage companies such as HSBC, do Acrefair conveyancing practitioners incur a fee to be on the conveyancing panel?

We are unaware of any bank fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.

Is there a list of Clydesdale panel solicitors in Acrefair on the UK Finance Lenders’ Handbook Website?

No. There is no such tool on the CML or Building Society Association sites. A small selection of banks make their panel listings visible on the web. Where you are in need of a Acrefair lawyer on the Clydesdale please make the most of our facility.

The formalities of my purchase has taken place for my property in Acrefair. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

How does conveyancing in Acrefair differ for new build properties?

Most buyers of new build or newly converted property in Acrefair approach us having been asked by the builder to sign contracts and commit to the purchase even before the property is ready to move into. This is because new home sellers in Acrefair typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Acrefair or who has acted in the same development.

Due to the encouragement of my in-laws I had a survey completed on a house in Acrefair prior to instructing solicitors. I have been told that there is a flying freehold aspect to the house. My surveyor has said that some mortgage companies will refuse to issue a loan on such a premises.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Acrefair. Conveyancing may be slightly more expensive based on your lender's requirements.

I am about to complete buying a house in Acrefair but as a result of wreckage from the recent storms I have negotiated reparation from the seller of five thousand pounds taking the form of a adjustment in the price. I had intended this to be addressed as part of the conveyancing process however the mortgage company will not agree to this. Should they have been informed?

Any conveyancing practitioner being on a mortgage company approved list is duty bound to inform the lender of any variations to the sale price. If you did not allow your conveyancer to report the price change to your lender then they would have to refrain from acting for you and the lender.