I am remortgaging my home in Overton, does my lawyer have to be on the Clydesdale Conveyancing panel?
In theory, you could use a solicitor that is not on the Clydesdale conveyancing panel, but Clydesdale would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
Forgive me if this question is silly but I am unseasoned as a 1st time buyer of a two bedroom flat in Overton. Do I pick up the keys to the premises on the completion date from my lawyer? If this is the case, I will use a local conveyancing solicitor in Overton?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the completion advance to the seller's lawyers, and once they have received this, you should be called to pick up the keys from the selling Agents and start moving into the property. This tends to happen between 1 and 3pm.
My partner and I have arranged the release of further monies on our mortgage from UBS as we want to conduct alterations to our home in Overton. Are we obliged to choose a high street Overton solicitor on the UBS conveyancing panel to deal with the paperwork?
UBS do not ordinarily appoint firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the UBS conveyancing panel.
I recently had an offer accepted on a house in Overton. My financial adviser suggested a property lawyer. I paid an on account payment of £225. Soon after, the lawyer contacted me embarrassingly acknowledging that they were not on the UBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the UBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
four months have elapsed following my purchase conveyancing in Overton completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking into buying my first house which is in Overton and I am already nervous. I couldn't find anything specific about Overton. Conveyancing will be needed in due course but do you know about the Overton area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Overton. In the meantime here are some basic statistics that we found
Should I choose a Overton conveyancing practitioner who is local to the property I am purchasing? An old friend can perform the legal formalities however his firm is located over three hundred miles away.
The benefit of a local Overton conveyancing firm is that you can pop in to execute paperwork, present your identification documents and pester them if necessary. They will also have local intelligence which is a benefit. That being said nothing is more important than finding someone that will pull out all the stops for you. If if people you trust used your friend and in the main were content that should trump using an unfamiliar Overton conveyancing solicitor solely due to them being round the corner.