Me and my partner are soon to complete buying a house in Chiswick but as a result of damage from the recent storms I have was able negotiate compensation from the vendor in the sum of £2k taking the form of a adjustment in the price. This was going to be dealt with as part of amending the contract however RBS are not allowing this. Why were they approached?
Any conveyancer that is on the RBS approved list is duty bound to inform RBS of any amendments to the sale price. If you were to refuse your property lawyer to notify the reduction to RBS then they would have to discontinue acting for you. In addition, RBS and you would have to appoint a new property lawyer for your conveyancing in Chiswick.
As someone with no idea as to the Chiswick conveyancing process what is your top tip you can give me concerning the legal transfer of property in Chiswick
Not many law firms shout this from the rooftops but conveyancing in Chiswick and elsewhere in England and Wales is an adversarial experience. In other words, when it comes to conveyancing there exists plenty of room for friction between you and others involved in the legal transfer of property. For instance, the vendor, estate agent and sometimes a lender. Appointing a law firm for your conveyancing in Chiswick should not be taken lightly as your conveyancer is your adviser, and is the ONE person in the process whose role it is to protect your best interests and to keep you safe.
There is a worrying increase in the "blame" culture- someone must be blamed for the process taking so long. You must always trust your solicitor above the other players in the conveyancing process.
Will commercial conveyancing searches reveal impending roadworks that could affect a commercial premises in Chiswick?
Many commercial conveyancing solicitors in Chiswick will order a SiteSolutions Highways report as it reduces the time that conveyancers expend in looking into accurate data on highways that impact buildings and development assets in Chiswick. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Chiswick.
For each commercial conveyancing transaction in Chiswick it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately may result in delays to Chiswick commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not ordered for residential conveyancing in Chiswick.
I decided to have a survey carried out on a house in Chiswick ahead of instructing solicitors. I have been advised that there is a flying freehold overhang to the house. My surveyor has said that some lenders tend refuse to grant a loan on a flying freehold home.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. Should you wish to call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Chiswick. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Chiswick to see if the conveyancing will be more expensive.
My folks are unable to locate their Chiswick land registry title on the website. They have a vague memory back in the 70’s when they acquired the house there were complications regarding Chiswick not being recognised in some systems.
Almost all residences in Chiswick should be revealed. Have you limited your search to just the postcode. Usually it should mention all the properties within the postcode. Assuming the property is recorded it will be there with a title number. Where they bought back in the 70’s it's conceivable it may be unrecorded. The address might still be revealed but with the title number identified as 'na'. In this scenario you will need to track down the original title documentation which may be with your parent’s mortgage company.