Will our conveyancer be asking questions regarding flooding as part of the conveyancing in Chiswick.

The risk of flooding is if increasing concern for conveyancers dealing with homes in Chiswick. There are those who purchase a house in Chiswick, fully expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Solicitors are not best placed to give advice on flood risk, however there are a numerous searches that may be carried out by the buyer or on a buyer’s behalf which should give them a better appreciation of the risks in Chiswick. The standard completed inquiry forms given to a buyer’s lawyer (where the Conveyancing Protocol is adopted) incorporates a standard question of the owner to determine whether the property has historically flooded. In the event that flooding has previously occurred and is not notified by the vendor, then a purchaser may bring a claim for damages resulting from an incorrect answer. The buyer’s lawyers should also carry out an enviro report. This will disclose whether there is a recorded flood risk. If so, further investigations should be made.

I have todaybeen informed that Wolstenholmes have closed. They carried out my conveyancing in Chiswick for a purchase of a freehold house 10 months ago. How can I check that the property is registered correctly in the name of the former proprietor?

The easiest method to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Chiswick conveyancing specialists.

I opted to have a survey completed on a property in Chiswick before instructing conveyancers. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some mortgage companies tend refuse to give a mortgage on such a home.

It varies from the lender to lender. HSBC has different requirements for example to Nationwide. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Chiswick. Conveyancing will be smoother if you use a solicitor in Chiswick especially if they are accustomed to such properties in Chiswick.

Having had my offer accepted I require leasehold conveyancing in Chiswick. Before I get started I require certainty as to the number of years remaining on the lease.

If the lease is registered - and most are in Chiswick - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

After years of correspondence we are unable to agree with our landlord on how much the lease extension should cost for our flat in Chiswick. Can we issue an application to the Residential Property Tribunal Service?

You certainly can. We can put you in touch with a Chiswick conveyancing firm who can help.

An example of a Lease Extension decision for a Chiswick flat is Flat 1 30 Ennismore Avenue in September 2010. the Tribunal adopted and arrived at a premium for the lease extension of £29, 900 This case was in relation to 1 flat. The unexpired lease term was 68.34 years.

Finally our conveyancing in Chiswick is completing on Friday, yet the sellers I am purchasing off wishes to move out 24 hours later at midday. Can I agree to such a plan?

Where you are having a mortgage then your solicitor will demand that you have vacant possession on Friday - the lender will require it.