Completed the sale of my flat in Acton last March yet the purchaser is calling me to moan that their solicitor needs to hear from mylawyer. What should have happened following completion?
Post completion of your disposal your solicitor is obliged to deliver the transfer deeds and all of the paperwork to the buyer’s conveyancer. Where relevant, your conveyancer should also confirm that the mortgage has been repaid to the buyers conveyancers. There is unlikely to be post completion requirements unique to conveyancing in Acton.
We are expecting a mortgage offer soon. The bank mentioned the mortgage came with free conveyancing. Is the implication that I have to instruct their panel solicitor as I would prefer to appoint a Acton based conveyancing firm?
You should check but the the likelihood is that appoint one of their panel solicitors if you want the "fee-free" incentive. Contact the lender to check if they make available a cash alternative. In the past a few lenders offered a £250 cashback as an alternative in which case you could put that amount towards your preferred conveyancing solicitor in Acton.
I have been told that property searches are the primary reason for obstruction in Acton house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of hindrances during the legal transfer of property. Local searches are not likely to feature in any slowing down conveyancing in Acton.
I am looking for a flat up to £235,500 and found one round the corner in Acton I like with a park and station in the vicinity, however it only has 49 years unexpired on the lease. There is not much else in Acton in this price bracket, so just wondered if I would be making a grave error buying a short lease?
Should you require a mortgage that many years may be a potential deal breaker. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least twenty four months you could ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer concerning this matter.
My father has encouraged me to appoint his lawyers for conveyancing in Acton. Should I find my own solicitor?
No doubt the best way to find a conveyancing solicitor is to get guidance from friends or relatives who have experience in using the conveyancer you're considering.