Are the Kew conveyancing solicitors identified as being on the Principality conveyancing panel, together with their details provided by Principality?

Kew conveyancing firms themselves provide us confirmation that they are on the Principality conveyancing panel as opposed to being supplied with a list from Principality directly.

Is it the case that all Kew solicitors on the Skipton conveyancing panel are governed by the SRA?

As solicitors, in order to be on the Skipton conveyancing panel they would need to be governed by the SRA. Some lenders do allow licenced conveyancers on their panel and in that case the practice would be governed by the CLC.

We have agreed to purchase a house in Kew. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Skipton be concerned?

Given that you are obtaining a mortgage with Skipton your lawyer must comply with the conveyancing requirements contained in Section 2 of UK Finance Lenders’ Handbook for Skipton. The CML Handbook stipulates minimum requirements for solar panel roof-space leases, and conveyancers are required to report to Skipton where a lease does not meet these requirements. The provisions relate to the installation of panels on properties nationwide and is not limited to Kew.

I am due to exchange contracts on my flat. I had a double glazing fitted in January 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Principality are being a right pain. The Kew solicitor who is on the Principality conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Principality are insisting on a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?

It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I decided to have a survey done on a property in Kew prior to instructing solicitors. I have been advised that there is a flying freehold overhang to the house. My surveyor advised that some mortgage companies tend not give a loan on this type of property.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. Should you wish to call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Kew. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Kew to see if the conveyancing costs will increase in light of this.

My step-father has urged me to instruct his conveyancers in Kew. Should I use them?

Much as we are happy to recommend a Kew conveyancing lawyer it’s preferable to find a conveyancing practitioner is to seek feedback from friends or family who have used the solicitor you're contemplating using.

I have tried to negotiate informally with with my landlord to extend my lease without success. Can one make an application to the Leasehold Valuation Tribunal? Can you recommend a Kew conveyancing firm to represent me?

Most definitely. We are happy to put you in touch with a Kew conveyancing firm who can help.

An example of a Lease Extension decision for a Kew property is Flat 1 30 Ennismore Avenue in September 2010. the Tribunal adopted and arrived at a premium for the lease extension of £29, 900 This case affected 1 flat. The unexpired term was 68.34 years.

What makes a Kew lease unmortgageable?

There is nothing unique about leasehold conveyancing in Kew. All leases are individual and legal mistakes in the legal wording can sometimes mean that certain clauses are erroneous. For example, if your lease is missing any of the following, it could be defective:

Insurance obligations Clauses dealing with recovering service charges for expenditure on the building or common parts.

A defective lease can cause issues when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Barclays , Virgin Money, and Platform Home Loans Ltd all have very detailed requirements when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease does not cover certain provisions they may refuse to provide security, forcing the buyer to withdraw.