Can the conveyancing lawyers listed on your site conduct auction conveyancing in Cinderford?

There are a few niche practitioners we can connect you with those conducting auction conveyancing. Cinderford is one of hundreds of locations in which our lawyers have offices.

We wanted to use a property lawyer in Cinderford for our house move. Our financial adviser informed us that our mortgage lenders HSBC Bank won't deal with them. Why is this not regarded as unduly restrictive?

A decade ago most banks had an appetite for risk which was higher than today. Almost all Cinderford conveyancing firms would have been on most bank panels. The financial services regulator in 2010 conducted a thematic investigation into mortgage fraud which concluded: know the conveyancing solicitors dealt with. Consequently, mortgage companies have regularly sought more information from law firms regarding their operations and their employees and establishing certain criteria such a completing on a minimum volume of transactions. Many Cinderford conveyancing firms that have been excluded from lender panels have Unblemished track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Cinderford is one of the hundreds of locations where the conveyancers we recommend are are authorised to act for HSBC Bank.

Do I need to take out insurance to address the risk of chancel repairs when acquiring a property in Cinderford?

Unless a prior purchase of the house took place after 12 October 2013 you may assume that conveyancing practitioners carrying out conveyancing in Cinderford to continue to recommend a chancel search and or insurance against a claim.

I'm buying my first flat in Cinderford benefiting from help to buy. The developers refused to budge the price so I negotiated 6k of fixtures and fittings instead. The estate agent suggested that I not disclose to my lawyer about the extras as it may put at risk my mortgage with Norwich and Peterborough Building Society. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I'm converting the mortgage on my primary home to a buy to let mortgage with Britannia and I will use the rest of the raised equity towards another property. The area we are talking about is Cinderford. Will your lawyers be able to act for the two banks and tie in the transactions?

Do use our search tool on this page to ensure that the lawyers are on the appropriate lender panels. On the basis that they are your conveyancer should be able to tie up the two transactions but you should have a chat with you lawyer and make apparent your expectations and needs.