Are the BSA intent on creating a online directory to to identify firms on the Loughborough BS conveyancing panel for example in Poynton?

We are not aware of any plans on the part of the BSA to develop such a tool.

Can you point me to a directory of Aldermore panel conveyancers in Poynton on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. A small selection of lending institutions make their panel listings viewable over the internet. If you are looking for a Poynton lawyer on the Aldermore please use our tool.

I had a mortgage agreed in principle with Santander. Poynton conveyancing lawyers were chosen. What is the average time that one could expect to receive a mortgage offer from Santander?

Some lenders take longer than others. Have Santander completed the survey? Have you informed Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I am purchasing a property in Poynton. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender UBS be concerned?

As you are obtaining a mortgage with UBS your lawyer must comply with the formal instructions set out in Section 2 of UK Finance Lenders’ Handbook for UBS. The CML Handbook sets out minimum requirements for solar panel roof-space leases, and conveyancing practitioners are required to report to UBS where a lease fails to meet these provisions. The requirements relate to the installation of panels on properties nationwide and is not limited to Poynton.

How does conveyancing in Poynton differ for new build properties?

Most buyers of new build residence in Poynton contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is ready to move into. This is because new home sellers in Poynton usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Poynton or who has acted in the same development.

I am downsizing from my house. My past solicitors have shut. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Poynton if that affects matters.

Please use our search tool to help you find a solicitor for your conveyancing in Poynton. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.

I want to rent out my leasehold flat in Poynton. Conveyancing solicitor who did the purchase is retired - so can't ask him. Is permission from the freeholder required?

Your lease dictates the relationship between the freeholder and you the leaseholder; specifically, it will say if subletting is not allowed, or permitted but only subject to certain caveats. The rule is that if the lease contains no expres ban or restriction, subletting is permitted. The majority of leases in Poynton do not prevent subletting altogether – such a clause would undoubtedly devalue the property. In most cases there is a basic requirement that the owner notifies the freeholder, possibly sending a duplicate of the sublease.

I acquired a 1 bedroom flat in Poynton, conveyancing formalities finalised 10 years ago. Can you please calculate a probable premium for a statutory lease extension? Comparable flats in Poynton with an extended lease are worth £186,000. The average or mid-range amount of ground rent is £55 levied per year. The lease terminates on 21st October 2077

You have 52 years remaining on your lease we estimate the premium for your lease extension to be between £29,500 and £34,000 as well as costs.

The suggested premium range above a general guide to costs for extending a lease, but we are not able to provide a more accurate figure without more comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information before getting professional advice.