How up to date is your database of East Leake solicitors on the TSB conveyancing panel? Do TSB send you an updated list?
East Leake conveyancing firms themselves provide us confirmation that they are on the TSB conveyancing panel as opposed to being supplied with a list from TSB directly.
I am purchasing a victorian detached house in East Leake. Our aim is to carry out an extension to the side at the house.Will legal due diligence on the property involve checks to see if these alterations are permitted?
Your conveyancer should review the registered title as conveyancing in East Leake will on occasion identify restrictions in the title deeds which prohibit categories of changes or necessitated the permission of another owner. Some extensions require local authority planning consent and approval in compliance with building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be wise to check these issues with a surveyor ahead of any purchase.
We have agreed to purchase a house in East Leake. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Santander be concerned?
As you are obtaining a mortgage with Santander your lawyer must follow the formal requirements outlined in Section two of UK Finance Lenders’ Handbook for Santander. The CML Handbook contains minimum provisions for solar panel roof-space leases, and solicitors are required to report to Santander where a lease fails to comply with these provisions. The provisions relate to the installation of panels on properties nationwide and is not restricted to East Leake.
After shopping around on the internet I have found a East Leake property lawyer having made sure that they are on the UBS conveyancing panel. Does my lawyer arrange the survey of the property?
UBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually UBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own East Leake surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
A colleague suggested that where I am purchasing in East Leake I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally quoted for as part of the standard East Leake conveyancing searches. It is a large report of about 40 pages, listing and setting out important information about East Leake around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the East Leake Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, East Leake Education with plans and statistics, Local Amenities and other useful information about East Leake.
Due to the advice of my in-laws I had a survey completed on a house in East Leake in advance of appointing solicitors. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some banks will refuse to give a mortgage on such a premises.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. Should you wish to telephone us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in East Leake. Conveyancing may be slightly more expensive based on your lender's requirements.
We're new on the property ladder - had an offer accepted, yet the estate agent advised that the seller will only issue a contract if we use the agent's chosen conveyancers as they need a ‘quick sale’. My instinct tells me that we should use a high street conveyancer who is accustomed to conveyancing in East Leake
It is unlikely the owners are driving this. Should the seller desire ‘a quick sale', turning down a serious purchaser is going to damage their objectives. Try to communicate with the vendors directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you have nothing to sell (d) you wish to move quickly (e)however you are going to use your preferred East Leake conveyancing firm - rather thanthe ones that will give the estate agent a kickback or hit his conveyancing figures pre-set by corporate headquarters.