My nephew is in the process of securing a newly built flat in Toton with a mortgage from Lloyds. His lawyer has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?

The form is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Lloyds conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Lloyds conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

I am purchasing a semi-detached house in Toton. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Toton you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Toton.

Taking into account that I will soon spend £400,000 on a property in Toton I would like to have a conversation with the solicitor about myhome move prior to giving the go ahead to the firm. Can this be arranged?

We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the conveyancer due to be conducting your conveyancing in Toton.There is no ‘factory style conveyancing’ - every client is an important person, not a matter number. The law firms that we put you in touch with believe that the fees you are calculated and presented to you for your conveyancing in Toton should be the amount on the final invoice that you end up paying.

My husband and I are novice buyers - agreed a price, but the selling agent informed us that the seller will only move forward if we use the agent's chosen lawyers as they are insisting on an ‘expedited deal’. We would rather use a local solicitor used to conveyancing in Toton

We suspect that the seller is not behind this requirement. Should the owner require ‘a quick sale', alienating a serious purchaser is counter productive. Speak to the vendors direct and make sure they comprehend that (a)you are motivated buyers (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)however you will continue to use your own,trusted Toton conveyancing lawyers - not the ones that will give their negotiator at the agency a introducer fee or meet his conveyancing thresholds pre-set by head office.

Your search tool is useful but there are many lawyers listed near Toton being on the lender conveyancing panel. Can you recommend a specific firm on the bank approved panel?

We do not recommend specific Toton firms as the right Toton conveyancing firm for you depends on where your priorities lie. For example you may require a local firm with Toton knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..