I chose a Toton based solicitor for my conveyancing in Toton recently. Upon checking the terms of engagement I notewe are responsible for costs even where the transaction does not complete. Should I go with them or appoint a web based lawyer who offer no-sale-no-fee conveyancing in Toton?

It is usually ‘give and take’ in that if "No Sale No Fee" is offered then the fee levels will tend to be be uplifted to counteract the cases that fail to complete. Also remember that such schemes tend not to protect you from disbursements for instance Toton conveyancing search costs.

Me and my partner are purchasing a house in Toton. I might seem paranoid but how we can trust a conveyancer? At some point we will need to put money into their account. What protection do we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Are all Toton Conveyancing Quality Solicitors on the Santander conveyancing list of approved firms?

Some major lenders now utilise the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of conveyancing solicitors.

I am currently in the process of buying my council flat in Toton. I have a mortgage agreed with Principality. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Principality, you will need to appoint a solicitor on the Principality conveyancing panel.

I am buying a new build apartment in Toton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Toton

Please provide evidence that the form of Lease proposed has been approved by the Land Registry. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Forfeiture - bankruptcy or liquidation must not apply under this provision.

I decided to have a survey completed on a house in Toton before retaining solicitors. I have been informed that there is a flying freehold aspect to the house. The surveyor advised that some banks will refuse to grant a mortgage on this type of premises.

It varies from the lender to lender. Bank of Scotland has different requirements for example to Nationwide. Should you wish to telephone us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Toton. Conveyancing will be smoother if you use a solicitor in Toton especially if they regularly deal with such properties in Toton.

I am a fortnight into a freehold purchase having been directed to a firm by the selling agent to do our conveyancing in Toton. I am not happy. Could you you assist me in finding new solicitors?

A conveyancer would need to be very bad in order to consider diss instructing them. Has your loan offer been generated? If so you must advise them of the new contact details and get the offer are re-issued. The solicitor ideally should be on the lenders approved list to avoid supplemental expenses and complications. That should be your starting point. Our find a solicitor tool will assist you in finding a bank approved conveyancer for your home move in Toton